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Mortgage Loan Officer - North Carolina

Job in Raleigh, Wake County, North Carolina, 27601, USA
Listing for: Regions Bank
Full Time position
Listed on 2026-02-01
Job specializations:
  • Finance & Banking
    Banking & Finance, Financial Sales
  • Sales
    Banking & Finance, Financial Sales
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

  • Completes mortgage applications for submission to the loan processing and underwriting departments.
  • Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
  • Maintains contact with loan customers, communicating progress of the loan and obtaining any required documentation.
  • Structures loans to comply with acceptable lending practices and Federal regulations.
  • Establishes detailed marketing/business plans, including potential and existing loan customers, realtors, builders, developers, etc., and contact frequency.
  • Answers customer calls and walk-in customers to discuss various loan products and qualification information.
  • Makes sales calls on potential or existing customers to develop new business or retain existing business.
  • Cross-sells other bank products and services.
  • Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
  • Participates in networking through professional, business, and community organizations to promote and market loan products.
  • This position requires tracking of time and is eligible for overtime for hours worked over 40 per week under the Fair Labor Standards Act.

    • Compensation is commission-based.

    This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information.

    Minimum Requirements

    • High School Diploma or GED.
    • One (1) year of mortgage lending experience with proven mortgage production.
    • Extensive mortgage experience in developing external business via referral partners, including realtors, builders, and financial planners.

    Preferences

    • Prior Mortgage Loan Officer experience.

    Skills and Competencies

    • Good organizational skills.
    • Knowledge of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
    • Knowledge of agency and investor regulations and guidelines.
    • Ability to build and maintain internal and external relationships to deliver high levels of service.
    • Ability to multi-task and meet tight deadlines.
    • Proficiency in Microsoft Office products.
    • Strong written and verbal communication skills.

    Position Type

    Full-time

    This job is not incentive eligible.

    Benefits

    Regions offers a comprehensive benefits package, including:

    • Paid Vacation/Sick Time
    • 401K with Company Match
    • Medical, Dental, and Vision Benefits
    • Disability Benefits
    • Health Savings Account
    • Flexible Spending Account
    • Life Insurance
    • Employee Assistance Program

    Location:

    Glenwood

    Equal Opportunity Employer / including Disabled / Veterans

    Applications are accepted electronically for at least five business days from posting. Higher-volume positions may remain open longer.

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