Loan Operations Clerk

PB&T Bank has been fulfilling financial needs and exceeding our customers' expectations since 1889. We are a full-service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has remained independently owned and operated, allowing for a personal banking experience. Our customers know they can count on PB&T Bank for excellent products and exceptional customer service.

Our Signature Banking culture is the highest level of customer service each customer receives from us. Signature Banking means we take ownership to resolve the needs of internal and external customers and ensure follow-up, which in turn builds relationships. We put customers at ease knowing we have completed transactions by exceeding their expectations. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work.

We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset, and who enjoy the idea of being a representative of the bank in your community.

General Purpose

This position is responsible for supporting all of the positions in Loan Operations including but not limited to documentation preparation; loan booking; loan scanning and various other loan administration duties.

Essential Duties/Responsibilities

• Effective management of production queue as it relates to daily workload and closing schedules.
• Prepare loan documents to properly secure all types of collateral.
• Fund loans as specified in the disbursement documents.
• Manage post-closing follow-up, such as booking loans, collateral perfection, make collateral files.
• Book and maintain loans.
• Review the accuracy of data entered on the loan system on new loan accounts, DDL accounts and modifications, ensuring corrections are made as necessary.
• Process all paid loan files and file collateral releases.
• Process partial releases and maintain adequate records.
• Process loan maintenance as required.
• Responsible for input and disbursements on all escrow tax and insurance records.
• Process all payments and advance requests.
• Process DDL and loan charge offs, and loan transfers to Other Real Estate Owned (OREO), including entries, and loan package copies.
• Review the accuracy of charged off DDL loans booked on the loan system.
• Ensure loan imaging system and loan system reflect the appropriate account status, including loan and DDL charge off status along with OREO.
• Audit scanned documents for accuracy, readability, and completeness.
• Remain current on all loan related compliance changes and requirements.

Job Requirements

• Understanding of commercial, residential and consumer loan terminology.
• Knowledge of loan documentation and compliance regulations.
• 1-3 years experience with personal computer software applications in a network environment.
• Proficiency with Microsoft Word and Excel are necessary.
• Basic accounting.

Skills

• Excellent verbal and written communication skills
• Excellent technical reading skills
• Strong customer service skills
• Excellent interpersonal skills
• Problem solving skills
• Mathematical skills

Education & Experience

• 1 year or more of Banking experience required.
• Successful completion of high school diploma or G.E.D. certificate; college is preferred.
• Laser Pro loan documentation experience, a plus.

Location: On-site daily at Main Bank: 301 W. 5th St. Pueblo, CO 81003

Job Posting Closing Date: March 20, 2025, at the soonest. Posting may be extended as needed.

To apply: Candidates, please be sure that you apply through (Use the "Apply for this Job" box below). and complete an application even if you submit a resume. We are unable to hire applicants without a completed application.

Job Type: Full-Time, Non-Exempt (Hourly)

Estimated Pay Range: $18-25 hourly, depending on knowledge, experience, skills, and education

Benefits

• Competitive Pay
• Health and Dental with generous bank contribution (Full-Time Employees)
• Vision and other supplemental benefits (Full-Time Employees)
• Bank Paid Group Term Life, Long-Term Disability, Accidental Death Insurance (Full-Time Employees)
• Vacation earned after 90 days
• Sick Time
• Birthday Time Off
• 401(k)
• Employee Assistance Program
• Referral Incentive Program
• Flexible Spending Account available (Full-Time Employees)
• Health Savings Account with bi-weekly bank contribution available (Full-Time Employees)

PB&T Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age (40+), ancestry, race, color, creed, religion, sex, pregnancy and related conditions, sexual orientation, marital status, gender identity, gender expression, national origin, disability, genetic information, or status as a protected veteran or affiliation with a veteran. In accordance with and under the circumstances described by Colorado law, PB&T Bank does not discriminate on the basis of marriage to a co-worker.

Please reach out to HRk for assistance with accommodations needed during the application and…