Commercial Lender

Commercial Lender Center National Bank

15705 37th Ave N, Plymouth, MN 55446

The Commercial Lender is responsible for developing new business, underwriting, structuring and closing commercial loans as well as maintaining and servicing a commercial loan portfolio. This position will represent the bank in its market area through active participation in community affairs.

• Interview applicants to determine loan requirements and gathers pertinent information for loan applications.
• Conduct initial analysis of applicant's financial status, credit, and asset evaluation to determine feasibility of granting loan. Work with Credit Analyst Department to prepare financial analysis and credit display.
• Ability to listen and ask questions of applicants to understand the applicant's business and determine proper loan structure.
• Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval.
• Prepare financing proposals consistent with approval for presentation to the applicant.
• Review loan documentation prior to closing for completeness and acceptance by the applicant.
• Ensure timely loan closing and funding activities.
• Maintain a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
• Actively participate in community and professional organizations and events.
• Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.
• Uses experience and sound judgment to plan and accomplish goals.

• Minimum of 3 years’ experience in Commercial Lending, with a preference for existing experience within service area. Credit training/experience required.
• Bachelor’s Degree in Business or related area.
• Ability to present, sell and service bank products as well as demonstrate professional knowledge of commercial lending.
• Ability to generate $4-$6 million in new loan growth annually.
• Applicant should be able to exercise good judgment in establishing and maintaining working relationships, solve problems, and be able to deliver a high level of accuracy, focus and timeliness with limited supervision.
• Strong written and verbal communication skills are required along with a proficiency in Microsoft Office Suite of Programs/Products.
• Must have the ability to read, analyze, and interpret policies, contracts, credit and financial documents as well as other legal documents as needed.
• Strong analytical and mathematical capabilities as well as an understanding of credit underwriting and loan documentation.

Either apply on Linked In:

Email Abby at

MBA Job number/Date Added

H-7961: 3/10/25