Credit Strategy - Chase Auto - Vice President

Job Description

Bring your expertise to JPMorgan

Chase and serve as a senior thought partner in shaping consumer credit strategy, overseeing high‑value credit exposures, and influencing credit policy across the portfolio. As the Credit Strategy – Chase Auto – Vice President, you will report to the Credit Strategy Officer – Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit analyses, develop forward‑looking risk‑management strategies, and help define underwriting and policy frameworks aligned with the firm’s risk appetite and financial objectives.

Partnering closely with Risk, Underwriting, Finance, Legal, and senior leadership, you will balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase.

• Lead evaluation of complex and high‑value consumer credit exposures, ensuring alignment with established risk appetite, policies, and underwriting standards.
• Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
• Shape and evolve credit policies, underwriting guidelines, and risk‑management frameworks in support of sustainable growth.
• Serve as a trusted advisor on complex or non‑standard credit transactions, providing sound, well‑reasoned recommendations to senior stakeholders.
• Collaborate cross‑functionally with Risk, Underwriting, Legal, Finance, and business partners to align credit strategy with the firm’s objectives.
• Lead, develop and mentor a team, fostering strong technical capability, sound credit judgment and a culture of accountability and talent development.

• Bachelor’s degree in finance, business, economics, or a related field.
• Minimum 7 years of progressive experience in consumer lending, credit strategy, underwriting, or portfolio risk management within a large, complex financial institution.
• Demonstrated expertise in evaluating and managing credit risk, including strong independent judgment on complex credit decisions.
• Advanced analytical & financial skills:
  Proven ability to synthesize quantitative analysis, qualitative insights, and market data to drive informed decision‑making.
• Strategic leadership:
  Ability to translate strategy into execution, identify opportunities for innovation, and influence outcomes in a matrixed organization.
• People leadership:
  Track record of developing high‑performing teams through coaching, mentorship and talent stewardship.
• Executive communication & influence:
  Experience delivering clear, compelling insights to senior leadership and influencing decisions at the executive level.
• Initiative & entrepreneurial drive:
  High personal initiative, goal‑setting and entrepreneurial leadership to achieve challenging objectives.

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit and have the most‑used digital solutions – all while ranking first in customer satisfaction.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits…