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Commercial Credit Analyst

Job in Plano, Collin County, Texas, 75086, USA
Listing for: HYUNDAI Translead, Inc
Full Time position
Listed on 2026-01-17
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Job Description Commercial Credit Analyst (250000M3)

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach.

Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values‑driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.

We Take Care of Our People
  • Medical, Dental and Vision plans that include no‑cost and low‑cost plan options
  • Immediate 401(k) matching and vesting
  • Vehicle purchase and lease discounts plus monthly vehicle allowances
  • Paid Volunteer Time Off with company donation to a charity of your choice
What to Expect

The Commercial Credit Analyst is required to operate as a self‑contained credit unit within Commercial Credit. This role will perform and coordinate comprehensive credit, collateral and economic reviews of all existing floorplan relationships.

What You Will Do
  • Complete comprehensive periodic reviews utilizing the Commercial Credit Application (CCAP) for Full Review, Risk Based Review or Automated Review to assess dealer’s financial and credit risk position.
  • Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers. Work with our field sales team to address any risk concerns identified in the monthly watch reporting.
  • Review dealer inventory audits and work with sales to address any unsatisfactory audits and collect any outstanding payments.
  • Collect on excessive audit exceptions, principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow up on reported duplicate financed vehicles.
  • Review floorplan insurance policies for proper coverage and compliance.
  • Complete applicable tasks on the liquidation checklist after floorplan payoffs.
  • What You Will Bring
    • Minimum 2-4 years of automotive finance credit analysis experience required.
    • Knowledge of financial statements preferred.
    • Bachelor’s degree in Business or related field.
    • Demonstrated credit and financial analytical skills.
    • Solid time management, prioritization skills, and high attention to detail.
    • Proficient in Microsoft Office Suite including Word, Excel and Outlook.
    • Strong written and verbal communication skills.
    • Possess a high level of subject matter expertise in all areas supported.
    • Team oriented, strong interpersonal skills.
    • Must be able to multitask.
    Primary Location

    United States-Texas-Plano

    Work Locations

    Dallas, TX 6100 W. Plano Parkway, Suite 2000 Plano 75093

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