Entrepreneurial Mortgage Loan Officer

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

West Capital Lending is expanding and seeking experienced Mortgage Loan Officers who want to scale their production on a proven, entrepreneurial platform
.

This is a 1099 opportunity designed for self-directed originators who are already producing—or ready to take the next step toward $200k+ annual earnings with the right infrastructure behind them.

You’ll work directly with an Executive Branch Manager and VP-level leadership providing hands-on mentorship
, weekly training, in-house processing, and access to one of the most flexible lender networks in the industry.

This role is hybrid or remote
, with a focus on Phoenix, AZ and Orange County, CA
, but open to qualified candidates nationwide.

• Top 25% of producers earn $200,000+ annually
• Top 10% earn $400,000–$750,000+
• Multiple team members have exceeded $1,000,000+ in annual commissions
• Uncapped commission structure — no ceilings on growth

• Access to 180+ lenders and a full suite of loan programs
• In-house processing for faster, cleaner closings
• Weekly sales, product, and strategy training
• Direct support from experienced leadership
• Operational and administrative support so you can focus on closing
• Freedom to build and scale your own book of business

• Optional access to proprietary and third-party lead sources
• Top producers typically invest $3,000–$5,000/month in leads
• No mandatory lead purchases — scale at your own pace

• Originate and manage residential mortgage loans from application through closing
• Advise clients on loan products, guidelines, and qualification requirements
• Maintain consistent follow-up with leads, clients, and referral partners
• Work closely with in-house processing and underwriting teams
• Ensure compliance with federal, state, and company guidelines
• Build long-term client and referral relationships (at your own pace)

• Active NMLS license IS REQUIRED (DRE license is a plus)
• 1+ years of mortgage origination experience IS REQUIRED
• Comfortable in a 1099, commission-based environment
• Strong sales, follow-up, and pipeline management skills
• Entrepreneurial mindset with a desire to scale production
• Open to coaching, systems, and continuous improvement

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.