Associate Underwriter

Function

This function is responsible for using coverage forms, rating plans, and underwriting guidelines to evaluate, select, and appropriately price individual risks. This is enabled through proper classification, accuracy of information, and adherence to company underwriting standards and philosophies. The Underwriter Associate contributes directly to renewal profitability, retention, and portfolio management across programs written through General Agents.

The Underwriter Associate is responsible for independently managing renewal work across Ategrity’s channels of business (Middle Market Casualty, Middle Market Property, Small Business, and Digital). The role is accountable for renewal execution, pricing integrity, risk selection, and disciplined adherence to underwriting guidelines and authority.

The Underwriter Associate will exercise underwriting judgment within limited authority, partner effectively with internal stakeholders, and maintain strong working relationships with General Agent/broker partners to deliver consistent renewal outcomes.

This role will report to the AVP, Renewal Underwriting. Minimal travel is expected.

• Assess renewal accounts to determine acceptability based on underwriting guidelines and authority granted.
• Underwrite and monitor various classes of insurance business while achieving profitability targets and SLA standards.
• Creates, analyzes, and interprets data from various systems and underwriting resources.
• Effectively communicate (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained.
• Promotes consistency among underwriting team by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals.
• Provides guidance and support on policy servicing to our Service & Delivery team.
• Develop, maintain and enhance existing general agent relationships.

• 0–2 years of experience in P&C underwriting, renewal underwriting, or related commercial lines insurance roles (E&S exposure a plus).
• Prior experience with Ategrity renewals.
• Solid understanding of commercial P&C coverages, risk selection, and pricing fundamentals.
• Strong analytical skills with ability to interpret loss experience, exposure changes, and underwriting data.
• High attention to detail and strong organizational skills; able to manage renewal workload in a fast-paced environment.
• Effective written and verbal communication skills, including comfort discussing underwriting decisions with brokers/General Agents.
• Proficiency in common business tools (Excel, Outlook, Workbench, Ategrity One and AI tools).
• Competitive salary commensurate with experience
• Comprehensive benefits package including medical, dental, and vision coverage
• 401(k) retirement savings plan with employer match
• Paid time off and company holidays
• Collaborative and inclusive work environment with clear paths for underwriting career growth

Ategrity Specialty Insurance Company is an equal opportunity employer and values diversity in the workplace. We encourage candidates from all backgrounds to apply.