Commercial Asset Consultant Sr

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].

Job Profile

Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Commercial Asset Consultant, Sr.

within PNC's Commercial Asset Team (CAT) organization, you can be based in Houston, TX, Dallas, TX or Phoenix, AZ.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description

• Administers large-level-risk transactions for clients with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio. Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures and regulations.
• Evaluates an asset or the customer's cash flow, balance sheet, long-term business plans and other relevant financial information.
• Participates and or leads communications with bank group members and third parties including the OCC, Credit Risk Review, and Internal Audit. .Works with internal business partners on negotiations and documentation to mitigate risk. May mentor peers. May participate in regulatory discussions.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills
Asset Management, Capital Management, Commercial Lending Training, Corporate Finance, Decision Making, Financial Accounting, Financial Management, Financial Operations, Investment Strategies, Revenue Recognition
Competencies
Accuracy and Attention to Detail, Analytical Thinking, Collateral Management, Credit Analysis and Verification, Data Gathering and Reporting, Effective Communications, Financial Statement Analysis, Negotiating, Problem Solving, Regulatory Environment - Financial Services
Work Experience
Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
Bachelors
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and…