Corporate AML​/CFT CTR; Currency Transaction Reporting Specialist

About The Role

This individual will work with the Corporate BSA Department to mitigate risk by completing the daily audit process of Currency Transaction Reporting (CTR) files and identifying and correcting deficiencies. Identified deficiencies must be resolved timely to ensure currency transaction reports can be filed with FinCEN accurately, completely and prior to the regulatory deadline. Works in a fast paced environment, reviewing 80 to 100 reports per day.

Must be able to multi-task, meet deadlines and work under pressure while proactively integrating, strengthening, and monitoring all AML/BSA requirements. Partners and communicates with the Corporate BSA Supervisor(s), BSA Bank Division Staff, and occasionally front‑line Tellers and their Supervisors. This individual has a thorough understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.

• Daily audit and filing of CTR reports as submitted by all bank divisions to ensure FinCEN/BSA reporting requirements are met.
• Communicate with division BSA Coordinators and front line staff as needed to clarify content on the CTR forms.
• Ensure accurate reporting and demonstrate job ownership for all items completed.
• Seek guidance from BSA CTR Supervisor as needed with escalated questions.
• Report suspicious activities in adherence with the company’s BSA Suspicious Activity Reporting Procedures.
• Provide guidance and/or training to division level CTR staff.
• Review and submit CTR Exemption documentation for initial exemptions and perform annual reviews on existing exemptions, working with the Division BSA Coordinators.
• Maintain the CTR Exemption Tracking documentation and spreadsheet.
• Verify monetary instruments in Vertex daily to ensure all entries are entered correctly with all regulatory required information and review for suspicious activity.
• Attend training and BSA Team Meetings.
• Responsible for process improvements, documentation, and acquisition/merger/conversion activities in support of BSA/AML laws and regulations.
• Participate in all internal and external BSA/AML enterprise‑wide audits and examinations, ensuring no violations of law or repeat findings from previous audits or examinations occur.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Must complete the assigned online training courses and achieve a passing score by due date.

Education: High School Diploma / GED (required).

Experience: Minimum 3 to 5 years of banking experience, including teller transactions, customer service, new accounts, and operational duties (wires, fraud, new account or loan reviews). Minimum 1 year direct BSA department experience and at least 2 years experience using CTR related applications (preferably Jack Henry systems such as Silver Lake Xperience or Browser, Vertex, 4

Sight, and Synergy).

Knowledge: Thorough understanding of Federal Currency Transaction regulations, specifically regulation  through .

Skills and Abilities:

• Courtesy and tact in customer contact.
• Professional verbal and written communication skills.
• Ability to handle sensitive and confidential information.
• Effective interpersonal relationships and teamwork.
• Keen attention to detail.
• Highly self‑motivated and directed.
• Ability to work effectively under pressure and time constraints.
• Proficiency in Outlook, Word, Excel, Email, and Calendaring.
• Regular, reliable, and timely attendance.

License/Certification: Preferred CBAP - Certified Bank Secrecy Act/Anti-Money Laundering Professional.

Additional Requirements: Occasional travel (less than 10 days per year) by automobile, commercial airlines, or other public transportation. Sedentary work environment with occasional lifting up to 10 pounds.

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance, coverage for employees and eligible dependents,…