Senior Actuarial Analyst

We're hiring a Senior Actuarial Analyst to join our Actuarial team at Oscar Health
.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. The Senior Analyst, Actuarial contributes in supporting Oscar's network performance analytics across affordability, forecasting, strategy, and pricing efforts in several Affordable Care Act markets. You will focus on analyzing network-related performance trends and provider contract terms to inform budget planning, pricing strategies, and overall company direction.

Responsibilities of the role include building and refining analytical models that evaluate both historical and current performance and providing insights into Oscar's network-focused programs. By bringing an actuarial perspective to these analyses, you help shape network strategies and ensure data-driven decision‑making. You will report into the Director, Actuarial.

This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events; the other two office days are flexible.

The base pay for this role is $84,240 - $110,565 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

• Help develop models, leveraging tools and conducting benchmarking analyses to measure the performance of provider contracts and networks, and the financial impact of contract negotiations.
• Analyze the causes of observed trends—focusing on unit cost monitoring and network improvement opportunities—to deliver relevant insights that inform financial planning, budgeting, pricing, and strategic programs for network and member engagement.
• Collaborate interdepartmentally to build analytic reporting tools that support network contractors, market management, and actuarial teams.
• Provide actuarial expertise to cross‑functional teams for Oscar's ACA‑compliant individual markets, supporting growth.
• Advocate for and establish best practices in actuarial processes, emphasizing automation and documentation.
• Foster relationships and communicate with all partners.
• Support the onboarding of new analysts by facilitating their integration into established processes.
• Ensure compliance with all applicable laws and regulations.
• Other duties as assigned.

• Bachelor's degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 3+ years of experience in a related field.

• Strong knowledge of core health insurance concepts and experience with actuarial applications.
• Highly technical with a strong enthusiasm to apply tech‑forward methods in actuarial models.
• Experience with provider contracts and reimbursement methodologies.

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination‑free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find belonging and support. We're on a mission to change health care—an experience made whole by our unique backgrounds and perspectives.

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Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team ().

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• Mid‑Senior level

• Full‑time

• Finance and Sales
• Insurance

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