Mortgage Loan Originator

Pen Air Credit Union

Since 1936 Pen Air® Credit Union has been the catalyst where community, resources, and impact come together and produce a powerful force for good. We have a unique culture and we're passionate about it. Grown from the values we hold most dear, three guiding principles shape how we see the people we serve, the community around us, and our role within it.

These guiding principles are Respect, Service, and Communerosity® and they're woven throughout our culture.

Pen Air is where people and community, resources and expertise align with your values to create real impact. Generational impact through strong financial education and support. We care about the things you care about. As the largest and oldest credit union in Pensacola, Florida, with more than $2.5 billion in assets, our purpose is to enhance the lives of those we serve in the Florida Panhandle, Southern Alabama, and Virginia.

Do you have a passion for helping others?

Currently, Pen Air provides access to 14 convenient locations in Baldwin County, AL and Escambia, Santa Rosa, and Okaloosa Counties in Florida. Join us and become a powerful force for good - after all we live, work, and play here too.

Take control of your future by mapping out a career king with us means you can shape your professional experience to suit your dreams. We offer valuable resources that provide you the opportunity to build upon and strengthen your skills. Whether it be a career path in advising our members directly on products and services, guiding them through major purchase decisions on a home or vehicle, or even helping build the technology and processes behind the scenes, there is a place for everyone at Pen Air!

Success looks different for everyone. Where will your journey take you?

Just like we strive to be a force for good at work, Pen Air works just as hard to supply employees with a total rewards package that includes competitive salaries and meaningful benefits.

The compensation plan includes a base salary ($30,000) plus competitive incentive opportunities. This role can be located in Pensacola, Florida or Mobile, Alabama.

Develops outside community contacts such as realtors, builders, insurance agents, title companies, and other professionals to generate external mortgage leads. Manages leads from internal membership base including developing branch personnel in sourcing internal mortgage leads. Manages relationships with members and potential members via telephone and in-person interviews for first mortgage purchases, construction, and refinance transactions. Counsels with member(s) to provide best program to fit member(s)' needs.

Regularly follows-up with borrowers, builders, and realtors on loan applications to convert applications to closed loans.

• A major component of the Mortgage Loan Originator's schedule should include outside sales activities including regular calling on relationship partners to maintain existing partnerships and to develop/establish new relationship partners
• Meets in-person or by phone to answer general mortgage questions for members, potential members, and branch team members related to purchases, refinances, and new construction.
• Analyzes residential loan applications to verify that application data is complete and meets policy and procedure standards (i.e. allowable terms, assets, credit, and length of employment, etc.). Prepares and provides applicants with pre-qualification and denial letters.
• Within 3 days of a completed application, assures proper mortgage disclosures are…