Senior Credit Review Manager

Location:

Mack Bldg - 2nd Floor, Indiana, PA 15701, USA

Manage the overall Credit Review function, ensuring staff, administration, reviews, and special projects comply with audit standards, bank policies, regulatory requirements (e.g., SOX), and operational risk. Collaborate with the Chief Audit Executive, Operations, IT, and Financial Audit Managers to develop workflows, adhere to the Audit Plan, and meet Audit Committee directives.

• 1. Manages the overall Credit Review function including staff, administration, reviews, and special projects, ensuring practices conform with audit standards, bank policies, regulatory requirements (i.e., SOX), and risk of operations. Ensures portfolio coverages meet or exceed audit plan requirements.
• 2. Works with the Chief Audit Executive, Operations, IT, and Financial Audit Managers to develop workflows and ensure adherence to and coverage of the Audit Plan and Audit Committee directives.
• 3. Provides leadership and guidance to staff throughout all credit review engagements and special projects, applying extensive expertise of credit review techniques, standards, and financial reporting processes.
• 4. Ensures detailed analysis and examination of underwriting, financials, and loan documentation, determining borrowers’ ability to repay loans and the accuracy of assigned risk ratings.
• 5. Coordinates with Audit Managers and Executives (Financial, Operations, IT) to provide appropriate coverage of plans and directives, integrating all credit review and audit groups and increasing efficiency.
• 6. Performs risk assessments and recognizes Credit and non‑Credit risks for key business processes.
• 7. Oversees the management of planning, scheduling, performing, monitoring, reviewing, and reporting of tests and issues.
• 8. Ensures credit review processes generate reviews and reporting that fulfill plan objectives.
• 9. Manages the scoring of review functions, the development of the credit review schedule, and the annual plan.
• 10. Participates in committees as an Internal Audit Representative under the Chief Audit Executive, maintaining required documentation.
• 11. Ensures all reviews are performed efficiently and timely in accordance with internal audit standards, regulations, and guidelines.
• 12. Stays abreast of updates/changes to industry standards and best practices, communicating information to staff