Underwriting Consultant

Unum is an equal opportunity employer committed to helping you thrive. With 10,000 employees serving more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers.

The Underwriting Consultant demonstrates expert risk evaluation, selection and retention of profitable business within assigned authority limits. This role requires strong collaboration with Company sales teams, brokers and internal partners. The incumbent may assist with the training, technical development and mentoring of other underwriters and will lead and influence others to support change and drive profitable results.

• Consult with sales and service partners to provide the products and plan options that best meet the needs of customers.
• Evaluate and select risk to ensure profitable acquisition of new cases and continued profitable retention of in-force cases.
• Conduct high-quality risk assessments on all cases to meet business guidelines, target profit and metrics. Identify and analyze risk trends, and make recommendations for addressing them.
• Contribute to the development of policies and procedures in support of product development initiatives.
• Demonstrate mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and market influences.
• Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners.
• Act as a technical resource for junior underwriters and provide developmental feedback on case-level decisions within a mentoring relationship.
• Act as a mentor and coach, providing input to management regarding mentee performance.

• Bachelor’s degree or equivalent, relevant business experience.
• Demonstrated, consistent proficiency at Senior Underwriter level.
• Mastery of product provisions, plan designs, pricing and contractual benefits.
• Excellent technical expertise in risk selection.
• Strong understanding of top-line and bottom-line objectives.
• Understanding of sales/distribution processes and market trends.
• Strong mentoring and coaching skills.
• Creative problem solving and strong analytical reasoning skills.
• Excellent verbal and written communication skills.
• Strong organizational skills and ability to handle multiple priorities.
• Highly skilled in persuasiveness and negotiation.
• Ability to work independently and in a team environment.
• Strong commitment to quality and personal ownership of results.

The base salary range for applicants for this position is $63,500.00-$. Unum also offers a competitive benefits package including health, vision, dental, short & long-term disability, 401(k) with employer match up to 5% and additional contributions.

Benefits are subject to the terms of individual plans. Unum is an equal opportunity employer, and considers all qualified applicants without regard to race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.