Financial Analyst - Surveillance

Location

11501 Outlook Street, Overland Park Kansas

The Surveillance Analyst I oversees the performance and physical condition of a multi-billion-dollar commercial real estate portfolio, including multifamily, retail, office, industrial, and lodging properties. This role provides hands-on exposure to the real estate banking industry through the assessment of diverse commercial real estate assets and market conditions.

• Collect and analyze annual property inspections, quarterly rent roll/occupancy reports, and operating statements.
• Assess cash flows, debt yield coverages, lease terms, physical deterioration, and market-level conditions.
• Research property performance inquiries and communicate findings borrowers, sub servicers, rating agencies investors, special servicers, and loan originators.
• Manage the annual property inspection process, including ordering, tracking, uploading, and reviewing inspections.
• Oversee inspection vendors and resolve issues during the inspection process.
• Collaborate with internal teams such as Key Bank Real Estate Capital’s Account Management group.
• Maintain and manage a Watchlist of properties with elevated risk, conducting research and sharing findings with the investment community.
• Ensure borrower compliance with loan covenants.
• Conduct intensive analysis and make recommendations for underperforming loans.
• Maintain accurate loan and collateral data.
• Perform other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
• Comply with all Key Bank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.

• Bachelor's Degree (preferred)
• OR equivalent experience (required)

• Some experience in commercial real estate, property analysis, or a related field (preferred)

• Ability to interpret financial and operational data to assess property performance and risk.
• Skilled in reviewing income statements, balance sheets, and cash flow reports.
• Understanding of various property types including multifamily, retail, office, and industrial.
• Evaluating physical condition, lease terms, and market conditions of real estate assets.
• Assessing borrower creditworthiness and loan performance.
• Proficient in using Excel for data analysis and financial modeling.
• Strong verbal and written communication for interacting with stakeholders.
• Ability to manage multiple tasks, deadlines, and inspection processes efficiently.
• Understanding of lease structures, terms, and compliance.
• Managing and interpreting large volumes of property and loan data.
• Prioritizing client needs and maintaining strong service relationships.
• Identifying and monitoring elevated risk properties and loans.
• Capable of working autonomously while managing complex tasks.
• Handling sensitive financial and client information with discretion.
• Awareness of market trends and their impact on property performance.

• All Key Bank employees are expected to demonstrate Key’s Values and abide by Key’s Code of Conduct.

• General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

• Hybrid (2+ days)

Key Bank’s Campus Program Internship and Analyst positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

This position is eligible to earn a base hourly rate in the range of $25.00 - $38.46 per hour. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation…