Chief Credit Officer

Cornerstone Bank is a locally owned community bank driven by our mission to serve businesses and the individuals who run them. We use a consultative approach to develop new ideas and build trusted relationships. We pride ourselves on upholding the tradition of personalized, quality service set forth in 2001 by the founders of the bank. At Cornerstone Bank you’ll be an integral part of a team environment.

• Competitive wageand attractive benefits package
• Discretionary bonus potential
• Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
• 401(k) retirement plan with company match
• Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
• Opportunities for professional development
• Dress for your Day dress code, Red Fridays (KC Chiefs)/special event days,fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program

At Cornerstone Bank, we’re committed to bringing passion and customer focus to the business. We are a leader in the financial and community banking industry, providing our clients with access to experts who are committed to excellence. We are seeking an experienced and motivated Chief Credit Officer (CCO) responsible for building and maintaining credit quality within the loan portfolio consistent with organizational strategic and financial objectives.

The ideal candidate is a self-starter who achieves results through effective leadership and management of the credit team and through collaboration with the President, Chief Lending Officer, and other Lenders. The CCO will define objectives, develop and implement prudent credit policies and practices, deliver management reporting and analysis, and work with other leaders throughout the organization to build a sustainable credit culture.

Becoming a member of our team, you will experience Cornerstone Bank as a unique resource for commercial lending where you can be part of something special.

If you have a strong passion for delivering high quality work products and developing strong team relationships, we’d love for you to apply. You will be part of the executive team responsible for meeting corporate goals and maximizing profitability. As the head of the credit team, you will have the opportunity to develop a credit team that contributes to the overall success of the bank.

At Cornerstone Bank, we pride ourselves on fostering a collaborative and inclusive work environment. Your new career is waiting, apply with us today!

• Overseethe bank’s loan risk management process to monitor quality control and minimize losses.
• Maintains loan policy and loan procedure to ensure adherence to sound underwriting best practices, laws, and regulations.
• Stays current on banking regulatory changes, monitor industry's best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions.
• Informs the President, Board of Directors, and Loan Committee of any material considerations affecting loan portfolio or policy.
• Develops and oversees the Bank’s internal credit training program, working with credit department staff and external resources. Use strong management practices to hire, coach and develop the credit team, ensuring that the team remains appropriately staffed.
• Ensures loans are properly documented for covenant compliance as well as safety and soundness (via Loan Operations Department).
• Oversees Impairment Analysis.
• Reviews Loans prior to External Loan Committee meeting.
• Development of loan packets.
• Oversees stress tests.
• Responsible for annual large loan review and annual review of loan policy.
• Leads loan review and train internal loan review.
• Continuing education and/or training sessions, as required.
• Maintains current employee information in the Disaster Recovery Plan.
• Performs other duties as assigned.

Credit Analysts/Credit Team