Financial Crimes Team Lead

Financial Crimes Team Lead I –
Truist

Responsible for day‑to‑day operations of assigned Financial Intelligence Unit (FIU) team ensuring full compliance with the Bank Secrecy Act and the USA PATRIOT Act, by confirming the investigation, analysis and decision of Bank Secrecy Act/Anti‑Money Laundering (BSA/AML) cases, reports and alerts according to stated policy and procedures. This may include, but is not limited to, regulatory filings (e.g., Currency Transaction Reporting (CTR), Suspicious Activity Report (SAR), CTR exemption processing, high‑risk client identification and monitoring (e.g., PEPs, MSBs, NGOs)), investigating and analyzing BSA‑related lending cases, reports and alerts, identification of suspicious activity through the transaction monitoring processes, and applicable record retention requirements mandated by BSA/AML laws and regulations.

Work with line of business (LOB) contacts and subsidiaries to better understand total client relationship as it may be related to identify potentially reportable BSA/AML activity and determine feasibility of the continuation of the client relationship. Recommend solutions to management from the outcome of subjective BSA/AML cases.

• Support the timely and comprehensive investigation of customers by utilizing CIP information, occupation, line of business, income methods, transaction activity and other information.
• Ensure customer transaction activity is analyzed to ascertain legitimacy of the business and the business transactions, ensuring that the transaction activity is commensurate with the nature of the business entity.
• Communicate results of analysis and/or research to appropriate FIU leadership, including conclusions and recommendations for next steps. Prepare written analysis of research findings and make independent recommendations to maintain or exit the relationship as warranted.
• Perform detailed testing or monitoring to identify compliance/control issues or deficiencies, which require corrective action and resolution.
• Participate in BSA/AML training that may include webinars, periodicals and self‑study in order to stay abreast of the BSA/AML laws and regulations. Develop awareness of national and world events and industry trends through press releases, internal or external watch lists or other relevant sources to mitigate the company's reputation or regulatory risk.
• Lead, mentor and coach direct reports to include training and regular performance evaluations, both verbal and written.
• Responsible for process enhancements, keeping up with emerging compliance trends, coordinating in‑depth research requests, merger/conversion activities and working with both internal and external auditors and examiners.

• College degree or equivalent education, training and work‑related experience.
• Five years of managerial banking, financial industry, commercial lending‑related or BSA/AML experience.
• Ability to learn and perform complex processes in order to meet the spirit and letter of the procedures, policies and BSA/USA PATRIOT Act regulations that govern the department.
• Knowledge of project management and problem management processes with the ability to represent the applicable LOB within the FIU.
• Strong investigative research and documentation skills.
• Strong analytical, time management and critical thinking skills.
• Ability to work in a high‑stress, fast‑paced and rapidly changing environment, with time‑critical situations.
• Strong verbal and written communication skills; ability to communicate effectively with senior leadership, LOB managers and external entities (e.g., federal examiners).
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.

• Master's degree in Business or other related field.
• Graduate of BB&T now Truist Banking School or other widely‑recognized banking school.
• Two years of project management and problem management processes.
• Experience with BSA transaction monitoring or case management applications.
• Certified Anti‑Money Laundering Specialist (CAMS) or other qualified related professional certifications.

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