BSA​/AML Investigator

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

The Target Pay Range for this position is $38.56-$47.02 hourly. The full Pay Range is $30.00-$55.63 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

In this role, you will help protect BECU and its members by identifying potential money laundering, terrorist financing, and other financial crime risks. You will contribute to investigations, regulatory compliance, and decision‑making that supports a secure and accountable financial environment. Your work will help ensure BECU’s BSA/AML/CFT Program remains effective as regulations and industry trends evolve. You will collaborate with partners across the organization to provide insights, support assessments, and guide risk‑aligned actions.

Your contributions will directly support the safety and trust of BECU’s membership.

• Monitor and review activity:
  Review transactions and account behavior to determine whether activities align with member profiles and comply with policies and regulations.
• Conduct examinations and investigations:
  Organize and complete internal examinations, investigations, and inspections to confirm adherence to BECU procedures and regulatory requirements.
• Prepare case documentation and SAR assessments:
  Investigate alerts, prepare case summaries, and document recommendations for potential Suspicious Activity Reports (SARs) within required time frames.
• Gather supporting materials:
  Compile relevant documents—such as statements, checks, and deposits—to support investigative conclusions and SAR recommendations.
• Support enhanced due diligence:
  Partner with the Due Diligence team to identify high‑risk members, products, and services and assist in implementing monitoring controls that address potential risks.
• Participate in member de‑risking processes:
  Assist in evaluating and documenting de‑risking actions for members who violate Membership Agreements or engage in financial crimes.
• Advise business partners:
  Provide guidance to business units on their responsibilities under BSA/AML/CFT requirements and help them understand how to identify and elevate potential concerns.
• Monitor emerging risks:
  Review industry trends and new business types to identify potential threats to the credit union and provide recommendations for appropriate mitigation measures.
• Escalate behavioral changes:
  Inform Program leadership of notable changes in member behavior that may indicate financial crime or heightened risk.
• Support regulatory and procedural updates:
  Assist with implementing new or updated procedures in response to changes in laws, regulations, or due diligence expectations.
• Respond to law enforcement inquiries:
  Provide appropriate information to law enforcement agencies regarding SAR‑related or BSA‑related requests.
• Support additional team initiatives:
  Perform additional duties as assigned in support of the BSA/AML/CFT Program.

• Opportunities to apply investigative and…