Specialist, Post Close, II, MLD

Come join our amazing team and work Remote!

Our Post-Close Specialist II is responsible for performing a detailed post-closing analysis of closed loan packages to determine compliance with Agency program guidelines. Audit loan files for submission to agencies for endorsement/guarantee & loan salability including but not limited to Assumptions, HUD 184 and Non Agency 1st and 2nd mortgages. Validate loan level data within the Encompass
360 Loan Origination System (LOS) and corresponding agency & investors to ensure that loans are free of deficiencies prior to submission. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $24.04/hr.

- $25/hr.

• Review closed loan packages to ensure that documents are correctly signed and properly executed by borrowers, mortgage loan originators, processors, and underwriters.
• Perform a detailed post-closing analysis of closed loan packages to determine compliance with Agency program guidelines, regulations, and checklist.
• Enter loan data in FHA Connection, Catalyst WEBLGY, and USDA for Insuring/Guarantee purposes, maintaining accurate data integrity in the loan origination system (i.e., Encompass
  360).
• Respond to requests and prepare case binders for any loan files that receive Notice of Rejections/ Deficiencies, VA audit request, and post purchase audit requests from Agencies.
• Prepare loan files for delivery to agencies and investors.
• Define and analyze defects using logic and resourceful methods to actively resolve.
• Work in conjunction with internal operations, borrowers and all entities connected to loan file for conditions needed for audit and/or Notice of Rejections/Deficiencies.
• Maintain production and quality per management guidelines.
• Perform other general post-closing functions as needed.
• Perform other duties as assigned.

• Knowledge of mortgage industry concepts, practices, and procedures.
• Knowledge of mortgage loan documentation and the government insuring processes.
• Intermediate skills in Microsoft Suite – Word, Excel, etc.
• Demonstrated ability to prioritize tasks and meet deadlines.
• Ability to work independently, analyze data, recommend and take appropriate actions with limited supervision.
• Superior analytical, organizational, and problem-solving abilities.
• Resolution oriented with the ability to work in a team environment.
• Ability to work successfully in a fast-paced, high-pressure environment.

Excellent written and oral communication and customer service skills.

Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their home ownership experience. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit:

• Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
• Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
• Customized training programs to help you advance your career.
• Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow.
• Educational Reimbursement.
• Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

EEO/AAP Employer

• Job Identification 3862
• Job Category Operations
• Posting Date 03/11/2026, 08:21 PM
• Job Schedule Full time
• Locations 500 N. State College Blvd, Orange, CA, 92868, US (Remote)