Software Engineer, Member AI Features

Who we are

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

We are seeking a Backend Software Engineer to join our Subscription Cancellation team. In this role, you will be a key contributor to a cross‑functional product team, responsible for designing, developing, and maintaining scalable microservices. You will work closely with Senior and Staff engineers to solve complex technical challenges and deliver high‑quality code that is secure, resilient, and performant. This is an opportunity to grow your technical expertise in a fast‑paced environment while building products that have a meaningful impact on the financial lives of our members.

• Design and implement robust backend services and APIs using Kotlin or Java and the Spring Boot framework.
• Write clean, maintainable, and well‑tested code while participating in code reviews to ensure high engineering standards.
• Collaborate with Product Managers and Designers to understand requirements and translate them into technical solutions.
• Troubleshoot and resolve production issues, contributing to overall reliability and performance of our systems.
• Contribute to the documentation of technical designs, internal processes, and API contracts.
• Assist in the deployment and monitoring of services using modern CI/CD tools and cloud infrastructure.
• Partner with cross‑functional teammates to ensure seamless integration between backend logic and frontend experiences.

• Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience.
• 2+ years of professional software development experience, with a focus on backend systems.
• Proficiency in Kotlin or Java and experience with the Spring Boot framework.
• Experience working with relational databases such as Postgre
  
  SQL and an understanding of data modeling.
• Familiarity with microservices architecture and RESTful API design.
• Exposure to cloud environments, preferably AWS, and containerization tools like Docker or Kubernetes.
• Experience with automated testing frameworks and a commitment to writing unit and integration tests.
• Strong communication skills and a desire to work in a collaborative, agile team environment.

• Experience building intuitive and accessible user interfaces with React/Type Script.
• Experience integrating Large Language Models (LLM) into products.
• Experience scaling highly available, mission‑critical systems.
• Full‑stack experience across backend and frontend.
• History of building digital products in the financial space.

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits page.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age, physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants:
Notice of Employee Rights. SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email  Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.