Software Engineer, Member

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

We are looking for a Staff Software Engineer with a natural inclination to solve complex problems.
You will play a pivotal role in the design and implementation of systems that power our home screen and other core experiences! This role requires a deep expertise in building distributed systems, leadership in cross‑functional environments, and a strategic ability to align engineering initiatives with business objectives.

As a Staff Engineer, you’ll be in the middle of it all. You’ll work across functional and organizational boundaries to ship new features, improve our system architecture, squash bugs, and hone your technical skills. The ideal candidate is both forward‑thinking and hands‑on, has a strong sense of ownership and delivery, and is a good mentor and co‑worker.

At SoFi, collaboration between Product, Design, and Engineering is key. You’ll be involved throughout the entire product lifecycle – from ideation to deployment, iteration, and beyond – working alongside an all‑star team of talented engineers.

• Produce well‑designed, scalable, and reusable code on schedule
• Deliver highly available and scalable services in a production environment
• Drive technical architecture, design decisions and cross‑functional discussions for the product
• Develop and improve systems that impact multiple teams
• Collaborate across functions and teams to reduce ambiguity and keep projects on track
• Track project performance against defined milestones/goals
• Mentor other engineers, support the technical culture, and help grow the team
• Create and improve technical documentation

• Bachelor’s degree (ideally in a technical field), but we understand great engineers come from a variety of backgrounds; we will also consider relevant work experience
• 8+ years programming experience, ideally on a modern stack
• Our core stack is Kotlin / Spring / Postgre
  
  SQL, and we run on Kubernetes in a service‑oriented architecture with over 100 services in production
• 3+ years Java or Kotlin programming experience
• Strong understanding of relational databases
• Experience working on a SOA or microservice‑based application
• Experience working with asynchronous systems and event‑based systems (queues, streams)
• Pragmatic approach towards handling tech debt versus shipping new features

• Experience integrating Large Language Models (LLM) into products
• Experience scaling highly available, mission critical systems
• Full‑stack experience across backend and frontend
• History of building digital products in the financial space

The base pay range for this role is $ - $, paid annually. This role is also eligible for a bonus, long‑term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email  Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.