Software Engineer II, Backend; Identity Decisioning

Software Engineer II, Backend (Identity Decisioning)
Apply for the  Software Engineer II, Backend (Identity Decisioning)  role at  Affirm .

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Overview
Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across entire product surfaces. In this role you will gain a deep understanding of business, product and engineering context, and own and deliver high‑availability and low‑latency systems on critical paths for all products.

What You’ll Do

Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery.

Support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that consider risks and trade‑offs.

Support the operations and availability of team artifacts by creating and monitoring metrics, escalating when needed, and supporting on‑call and "keep the lights on" efforts.

Contribute to a sense of community on the team by engaging in growth and development activities such as participation in the interview process.

What We Look For

1.5+ years of experience as a software engineer.

Experience designing, developing and launching backend systems and proficiency in Python or Kotlin.

Familiarity with building blocks of distributed systems and technologies like AWS, MySQL, and Kubernetes.

Ability to translate simple problems or business scenarios into solutions that interact with multiple components, writing clear, well‑tested and extensible code.

Comfort navigating large code bases, debugging others’ code, and providing feedback via code reviews.

Proactive ownership of growth, seeking feedback from team, manager, and stakeholders.

Strong verbal and written communication skills to collaborate with a global engineering team.

Either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade
L

Equity Grade
5

Benefits

Health care coverage – all premiums covered for you and dependents.

Flexible Spending Wallets – stipends for technology, food, lifestyle and family forming expenses.

Time off – competitive vacation and holiday schedules.

ESPP – employee stock purchase plan enabling discounted share purchases.

Base pay – $125,000–$175,000 per year.

Remote‑first company: work from anywhere in the US, occasional office needed for some roles.

EEO Statement
We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations.

Affirm will consider for employment qualified applicants with arrest and conviction records for U.S. positions that could be performed in Los Angeles or San Francisco.

By clicking "Submit Application," you acknowledge that you have read Affirms Global Candidate Privacy Notice and give informed consent to the collection, processing, use, and storage of your personal information.

Seniority Level
Mid‑Senior level

Employment Type

Full‑time

Job Function
Engineering and Information Technology

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