Senior Software Engineer - Originations

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Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory— it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI‑driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes.

Together with our 170+ partners, we’ve originated over $17 billion in home equity loans (HELOCs) on our blockchain‑native platform, making Figure the largest non‑bank provider of home equity financing in the U.S. Figure’s ecosystem includes YLDS, an SEC‑registered yield‑bearing stablecoin that operates as a tokenized money‑market fund, and several other products and platforms that are reshaping consumer finance and capital markets.

We’re proud to be recognized as one of Forbes’ Most Innovative Fintech Startups in 2025 and Fast Company’s Most Innovative Companies in Finance and Personal Finance.

Figure is excited to be growing our businesses and creating new teams. We are looking for curious, innovative, and collaborative team members. Engineering is at the heart of the action, building out our blockchain protocol and direct‑to‑consumer products that will transform the financial services industry. Everything is developed from scratch, and every engineer has a significant impact on the team and the company’s growth.

As a Senior Software Engineer on the Loan Originations Team, you will help develop and maintain full‑stack, customer‑facing lending products. You will produce and implement functional software solutions, working with product and upper management to define software requirements and taking the lead on operational and technical projects.

You should be able to work independently with little supervision, have excellent organization and problem‑solving skills, and be smart, passionate about software development, and eager to continually grow. We are open to fully remote work in the U.S. for this role.

• Drive innovative tech solutions adhering to iterative principles.
• Originate, champion, and execute new ideas for projects.
• Collaborate with project leads and other software engineers across multiple teams.
• Work on software solutions that will transform the consumer lending and blockchain space.
• Be a leader, apply your tech skills to solve real‑world problems.

• BS/BA degree, Computer Science major preferred.
• 5+ years of engineering/development experience in a fast‑paced, agile environment.
• Proficiency in Java or Kotlin, JVM‑based programming;
  Kafka experience preferred.
• Team player with a positive attitude.
• Ability to succeed in a startup environment.
• Ability to drive a project from concept to release.
• Proficiency in Continuous Integration (CI) and Continuous Deployment (CD).
• Familiarity with iterative software development (“If it’s not in production, we aren’t iterating.”).

• Compensation Range: $119,960 – $149,600 per year.
• 25% annual bonus target, paid quarterly.
• Equity RSU package.
• This is the compensation range for the United States; actual compensation may vary based on individual candidate experience, location, or evolving business needs.

• Comprehensive health, vision, and dental insurance with 100% employer‑paid premiums for employees and their dependents on selected plans.
• Company HSA, FSA, Dependent Care, 401(k), and commuter benefits.
• Employer‑funded life and disability insurance coverage.
• 11 observed holidays & PTO plan.
• Up to 12 weeks paid family leave.
• Continuing education reimbursement.

• Mid‑Senior level

• Full‑time

• Engineering and Information Technology

Depending on your residential location, certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.