AML Investigations Lead SAR Factory - Talent Community -Remote

Job Openings AML Investigations Lead SAR Factory
-Fin Trust Connect Talent Community
-Remote US

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As a Fraud Analytics Lead you will design rules and machine learning strategies that lower losses without hurting good customer approvals. You will tune controls across account opening and payments and card and ACH and real time rails and partner with operations to move fast on emerging patterns.

Requirements

7 to 10 years in fraud analytics for a bank or fintech with measurable loss reductions

Hands on rule and model tuning in one or more platforms Feedzai NICE Actimize IFM SAS Fraud Sift Forter Kount Threat Metrix Ekata Riskified Stripe Radar

Strong SQL and Python and experience with feature stores and real time scoring Kafka or Kinesis and Spark or Flink

Knowledge of RTP and Fed Now and ACH and card fraud patterns and first party and third party and mule activity

Experience with step up controls device and behavior signals velocity limits MFA and SCA

Familiarity with Reg E and network dispute flows and chargeback life cycle

Clear documentation and dashboards for executives and auditors

Responsibilities

Own fraud strategy across the funnel identity proofing account creation login payment dispute

Build and maintain rule sets and ML models and scorecards run A B tests and champion challenger designs

Engineer high signal features device fingerprint geovelocity merchant and counter party risk historical exposure

Monitor loss and approval and false positive tradeoffs daily adjust thresholds with safe guards

Partner with operations on playbooks and queues and investigator feedback loops

Lead rapid response to fraud spikes and scams and mule rings with clear comms and actions

Produce evidence and reporting for regulators and networks and audit

Coach analysts and evolve documentation and runbooks

Outcomes we track

Fraud loss rate reduced 20% to 40% in 90 days with approval rate stable or better

Chargebacks reduced 20% with recovery rate improved

Precision and recall within policy bands with documented before and after

Alert aging over 2 business days under 5%

Documentation completeness at 100% with reproducible queries and code

Compensation and terms

Consultant pay $50 to $120 per hour based on rail coverage and tool depth

Contract Remote US W2 or 1099

Multiple openings for a national bench and pod builds

Fin Trust Connect is an equal opportunity employer.

Keywords

Fraud Analytics, Fraud Strategy, First Party Fraud, Third Party Fraud, Account Opening, Account Takeover, Money Mule, Bust Out, Transaction Fraud, RTP, Fed Now, ACH, Card Fraud, Chargebacks, Disputes, Unauthorized Returns, Device Intelligence, Behavioral Biometrics, Velocity Rules, Step Up Authentication, MFA, SCA, Rules Engine, Machine Learning, Scorecards, Feature Store, Real time Scoring, Kafka, Kinesis, Spark, Flink, SQL, Python, Feedzai, NICE Actimize IFM, SAS Fraud, Sift, Forter, Kount, Threat Metrix, Ekata, Riskified, Stripe Radar, Precision, Recall, False Positive Rate, Alert Aging, Loss Analytics, Dashboarding, Examiner Evidence, Reg E, UCC 4A, PCI DSS, Remote