Advanced Markets Underwriting Director

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact, for our clients, our communities, and each other.

At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity.

We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.

You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.

• Underwrite complex UHNW cases by reviewing and analyzing medical, personal, legal, and financial information, assessing risks on applications with face amounts up to $200M.
• Deliver a high-touch, concierge-level experience to UHNW clients while ensuring underwriting decisions align with Equitable’s pricing and risk philosophy.
• Build and maintain exceptional relationships with Advisors, their teams, and external professionals such as family office and client service teams.
• Develop strong partnerships with Distribution and internal colleagues to support seamless, client-focused underwriting outcomes.
• Negotiate effectively with reinsurers, pricing, vendors, and internal partners to deliver competitive decisions and optimal solutions for the client, Equitable, and reinsurers.
• Ensure timely turnaround and uphold service standards for all UHNW underwriting activities.
• Act as a steward of the UHNW business by identifying risks, collaborating with senior leadership and technical experts, and ensuring sound risk assessment.
• Partner with the Technical Risk Team, Compliance, Claims, Legal, and Operations on complex cases and specialized underwriting considerations.
• Contribute to a positive team environment through active participation, knowledge sharing, mentorship, case clinics, and continuous development initiatives.
• Monitor industry trends and evolving underwriting practices, sharing insights and recommendations with the Chief Underwriter and senior leadership.

• A minimum of 10 years as an Individual Underwriter with Advanced Markets experience
• Deeply understands the market, has awareness of trends and emerging risks, and brings forward recommendations, helping to maintain profitable mortality & morbidity experience
• Expertise in compliance, claims, rescission, fraud, and legal implications associated with underwriting
• Expert knowledge/experience in all aspects of risk assessment: medical, non-medical, foreign travel, financial underwriting principals
• Expert knowledge of retention management
• Expert knowledge of the reinsurance marketplace
• Delivers competitive underwriting decisions while balancing solid risk assessment
• Ability to anticipate, negotiate, and drive outcomes through a client-first mindset
• Proven leadership and or mentorship experience in developing underwriters, especially in the Large Case space.
• Proficiency in assessing risk and applying guidelines in with exceptional analytical, judgement and problem-solving skills
• Collaborative to forge partnerships with advisor and distribution teams,
• Drive toward client-focused outcomes with an ability to identify and appropriately mitigate risks in a multi-market/segment business
• Has an entrepreneurial spirit and possess the communication skills and confidence to engage with senior level clients and colleagues
• Self-sufficient and resourceful professional who demonstrates flexibility and efficient time management skills
• Strong presentation and influencing skills with the ability to represent our underwriting expertise…