General Adjuster

Overview

The salary range for this job posting is $97,153.00 - $ annually + bonus + benefits.

Pay Type:

Salary. The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.

Encova Insurance is seeking an experienced General Adjuster to join our high-performing claims team. This is a home-based position with travel required for claims. We prefer candidates based in the western Pennsylvania area, but we will consider well-qualified individuals residing in Ohio or West Virginia. Encova supports professional development, teamwork, and a comprehensive benefits package. If you enjoy handling complex property claims, working independently, and advancing your career, apply today!

• Handle primarily large ($1 million) personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses; losses requiring on-site inspection; property coverage questions and limited handled property lawsuits including attending pre-trials, mediations, arbitrations or trials when required.
• Inspect and write large property estimates, including total losses, on both residential and commercial structures using estimating guides and estimating software.
• Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
• Comply with Encova’s claims organization policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms and reports, and negotiation and settlement of claims.
• May assist the Director of Property in performing training and actively participate in the education and development of claims associates.
• Assist in catastrophe claims handling throughout the entire group of companies, requiring overnight travel or extended stays upon request.
• Assist property managers in catastrophe coordination in the absence of the Director of Property.

• Visit agents affected by the catastrophic loss or event and keep agents apprised of loss developments and reserving activity.
• Attend seminars, conferences or workshops to continue education.
• Perform other duties as assigned.

• This position requires 10 years of experience handling property claims with a minimum of 5 years of experience handling large/complex losses.
• Must have demonstrated excellent claims negotiation, communication and investigation skills.
• Candidate must demonstrate excellent time management and organizational skills.
• Must meet established guidelines for quality and productivity.
• The candidate must be able to work independently, recognize and resolve problems and make decisions.
• Internal candidates must have achieved an overall rating of at least “Meets Expectations” on the last three annual performance reviews.
• Continuing education is preferred and may be obtained in part or in full through:
  Industry seminars or workshops;
  Vale National Estimating Academy; IIA - Associate in Claim designation; and/or CPCU.
• Must be licensed or willing and able to obtain license in all operating states.
• The General Adjuster must have extensive knowledge of all personal and commercial lines policies and coverages written by Encova.
• This position also requires expert knowledge of building reconstruction.
• This position requires the ability to efficiently and accurately write large and complicated building repair estimates and accurately complete a replacement cost valuation on total losses.
• The candidate must have extensive knowledge and proven skill with using all property estimating software used by Encova.
• The candidate should actively demonstrate all required skills listed in the property resolution specialist job description.

This position has been evaluated in accordance with the…