National Accounts Supplemental Health Underwriting Consultant

Job Description

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 50 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates in our partner dental practices and operate nationwide.

Visit our website to discover how Sun Life is making life brighter for our customers, partners and communities.

Our team members and leaders are expected to foster connection and teamwork by being present in the office at least 2 days per week.

At Sun Life, we look for optimistic people who want to make life brighter for our clients. We understand the value of diverse cultures, perspectives, and identities, and want you to bring your full and authentic self to work. Every day, you'll be empowered and challenged by working with dynamic colleagues to find new and innovative ways to make Sun Life the best benefits company in America.

This position in the National Accounts Employee Benefits Underwriting organization is responsible for all aspects of risk selection, pricing and proposal for our Group Supplemental Health new business and renewals for 2,000+ lives. In this role, you will apply standard underwriting principles and procedures to evaluate, rate and negotiate prices on new business. In addition, you will apply in depth knowledge of assigned product lines and independent decision making within underwriting policies and procedures.

• Evaluate, price, propose rate and strategy to acquire and renew National Account clients.
• In-depth risk assessment and pricing of prospective and in-force customers in conformance with underwriting guidelines and authority limits.
• Provide customer reporting and analytics.
• Partner with sales, national accounts practice leader and home office subject matter experts to develop comprehensive pricing and solutions for our customers.
• Recommend changes in policies and procedures to be more responsive to the emerging client and market needs.
• Proactively manage inforce block of business to maintain profit and persistency expectations.
• Mentoring and underwriter development.

• Ability to work with a diverse group of people.
• BA/BS degree preferred.
• Require a minimum of 7+ years of group underwriting experience.
• Highly skilled in both written and verbal communications, organization, time/work management, establishing interpersonal relationships, and problem solving.
• Ability to work in a fast-paced environment and flex to changing demands including system and process changes.
• Motivated, positive, team player.
• Proficient PC skills, including Excel skills, and word processing applications.
• The position requires strong analytical and negotiation skills, as well as an in-depth understanding of industry contractual language and provisions.
• Candidates should possess a high-level, technical understanding of underwriting principles and theory.

Do you see yourself in this role even if you haven't checked all the boxes above? We welcome all talented candidates and are committed to a culture that represents diversity in all forms. If you think you might thrive in this setting, we would love to hear from you.

• Excellent benefits and wellness programs to support the three pillars of your well-being mental, physical and financial including generous vacation and sick time, market‑leading paid family, parental and adoption leave, a partially‑paid sabbatical program, medical plans, company‑paid life and AD&D insurance as well as disability programs and more.
• Retirement and Stock Purchase programs to help build and enhance your future financial security including a 401(k) plan with an employer‑paid match as well as an employer‑funded retirement account.
• A flexible work environment with a friendly, caring, collaborative and inclusive culture.
• Great Place to Work®…