Claims Representative-Liability West Region

Join to apply for the Claims Representative-Liability role at Sentry

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Join to apply for the Claims Representative-Liability role at Sentry

As a Claims Representative-Liability Associate, you will investigate and resolve insurance claims with a focus on accuracy, efficiency, and fair resolution. In this role, you will independently manage a caseload, negotiate settlements, and communicate with policyholders, vendors, and other key stakeholders. Success in this position requires strong analytical and problem-solving skills to evaluate liability and navigate moderate issues related to coverage, negligence, and damage.

Based on experience and qualifications, the pay range for this position is $63,756-$87,664.50 annually.

What You'll Do

As a Claims Representative-Liability, you will:

• Verify coverage by thoroughly reviewing the policies and interpreting policy terms, conditions and language
• Evaluate liability by taking recorded statements, reviewing police reports, and compiling other pertinent evidence. Negotiate or deny liability based on the investigation outcome
• Evaluate physical damage and bodily injury claims based on estimates, photographs, appraisals, medical reports, medical bills, and other evidence. Working closely with medical providers, repair shops, and/or contractors to facilitate necessary and related services or repair work
• Set appropriate claim reserves in a timely manner based on ongoing evaluations of liability and damages. Negotiate property damage and bodily injury settlements with policyholders, claimants, attorneys, and other insurance carriers to reach fair resolutions within established guidelines. Ensure claims are paid promptly and within authorized limits
• Ensure compliance with industry regulations, legal requirements, and internal policies by thoroughly documenting all decisions, communications, and activities throughout the entire claims process
• Provide empathetic and supportive service to customers as they navigate challenging situations, clearly explaining the claims process, keeping them informed of their claim process, and communicating decisions along with the reasoning behind them.
• Ability to obtain and maintain state licensing requirements

• Bachelor’s degree or equivalent work experience
• Minimum 1 year of related work experience
• Insurance experience and/or coursework highly preferred
• Ability to review and analyze detailed documents, insurance policies, coverages, medical terminology, and insurance regulations
• Ability to make appropriate claim decisions, prioritize, and manage workload
• Ability to have effective verbal and written communication skills
• Ability to show technological aptitude
• Ability to demonstrate fundamental negotiation skills

• Sentry is happy to offer flexibility through a scheduled Hybrid work model. Monday and Friday work from home if you choose to, Tuesday through Thursday you’ll work in office.
• As a Sentry associate, you will have an in-office workspace and materials for your home office. In addition to the laptop, you will receive prior to your start, Sentry will provide equipment for your home office.
• Meal Subsidy available for associates who report to an office.
• 401(K) plan with a dollar-for-dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future.
• Continue your education and career development through Sentry University (Sentry
  
  U) and utilize our Tuition Reimbursement program.
• Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off.
• Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle.
• Well-being and Employee Assistance programs.
• Sentry Foundation gift matching program to encourage charitable giving.