Senior Underwriter, Commercial

Senior Underwriter, Small Commercial

Liberty Mutual Insurance

$66,000.00/yr - $/yr

This is a remote position with occasional travel to the Mountain region for in‑person agency visits. Ideal candidates will live and work remotely in AZ, UT, CO, NM, NV, WY or surrounding states. This is a ranged posting; level offered will be based on candidate experience at the manager’s discretion.

Great underwriters balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, consider joining the underwriting department at Liberty Mutual.

• Develop, grow, and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions, and negotiate deals that maximize profitability and meet business goals.
• Write new accounts with premiums of $100,000 and below, grow successful agent and broker relationships, and pursue renewals.
• Crunch the numbers and review data to determine risk selection, premiums, policies, and conditions; identify opportunities for improved growth, profit, and diversification.
• Maintain and nurture successful relationships with agents and brokers, present proposals, negotiate deals, and obtain approvals.
• Mentor underwriters in both a technical and professional capacity, share best practices, and identify opportunities for continuous improvement.
• Document account reviews, state‑compliant sign‑offs, referrals, letters of authority, and follow underwriting guidelines.

• 3‑5+ years of commercial lines underwriting experience.
• Experience with multi‑line insurance products.

• Analytical and problem‑solving capabilities.
• Strong territory management skills.
• Excellent communication skills.
• Aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters.

• Command of insurance finance and actuarial concepts.
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing, marketplaces, and regulatory issues in relevant territories.
• Understanding of contract language, including regulatory and policy differences among applicable states.
• Familiarity with continuous improvement processes and tools.

• A bachelor’s degree in a related field.
• Chartered Property Casual Underwriter or other professional insurance designation preferred.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups.

We value your hard work, integrity, and commitment to make things better, and we put people first by offering you benefits that support your life and well‑being.

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco

Not Applicable

Full‑time

Finance

Insurance

Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.