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Production Underwriter - Lines

Remote / Online - Candidates ideally in
Tennessee, USA
Listing for: Encova Insurance
Remote/Work from Home position
Listed on 2026-01-25
Job specializations:
  • Insurance
    Insurance Sales, Insurance Analyst, Underwriter, Insurance Claims
Salary/Wage Range or Industry Benchmark: 97153 USD Yearly USD 97153.00 YEAR
Job Description & How to Apply Below
Position: Production Underwriter - Package Lines

Overview

The salary range for this job posting is $97,153.00 - $ annually plus bonus and benefits.

Pay Type:

Salary. The above represents the full salary range for this job requisition. We will consider location, education, experience, and other job-related factors when determining pay and title, and will fall within the stated range. The recruiter can share more information about the specific salary range during the hiring process.

The ideal candidate will reside in Eastern or Middle Tennessee and underwrite accounts over $75k in premium. This is a remote position that will travel throughout an assigned territory in Tennessee and visit agencies to develop new and existing relationships. A company vehicle will be provided. We may hire at a senior level based on candidate's experience; this posting is inclusive of both non-senior and senior levels.

The position will report to a Regional Vice President, Commercial Lines.

Are you a Referral?

If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the job posting of interest, and applying through this URL will create your referral relationship for our Talent Acquisition Team.

Unique residence requirements are listed in each job posting; review closely for details.

Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:

Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.

Job Objective

JOB OBJECTIVE: Represent Encova Insurance and act as the agency manager for assigned agents with a primary focus on commercial lines (e.g., workers’ compensation and/or package lines). Responsible for achieving established premium growth and profitability objectives by reviewing risks, determining acceptability, and writing profitable new business and renewing profitable accounts. Focused on taking action to achieve results that positively impact growth and profitability while ensuring excellent customer service and timely responsiveness to assigned agencies for their commercial lines accounts.

Essential

Functions
  • As agency manager, this role is the liaison between Encova and its appointed agency force.

    Duties include:

    develop and maintain agency relationships through regular visits with agency leadership and production staff, encompassing agency growth and profitability with Encova, agency progress towards Encova profit share program and Leaders’ Conference participation, and Encova updates and organizational changes.
  • Facilitate growth between all Encova profit centers and assigned agencies.
  • Coordinate agency training when needed and assist agencies with the tools needed to build sustainable, long-term profitable growth with Encova across all profit centers.
  • Gather competitive intelligence.
  • Stay abreast of current insurance laws and regulations.
  • Prospect and qualify new agents for potential appointments.
  • Submit written reports as required.
  • Attend industry events.
  • Determine the acceptability, quality, pricing, profitability and opportunity for new and renewal business.
  • Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, guidelines, etc.
  • Identify, create and initiate new business opportunities within current book of business and assigned agencies.
  • Gather and analyze information necessary to make an accurate evaluation of risk.
  • Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided.
  • Utilize available resources including company underwriting guidelines, business unit strategies, and consultation with others to ensure adequate understanding of risk exposures.
  • Prepare and participate in proposals to producers;…
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