Underwriting Consultant

Pacific Life is seeking a talented Life Insurance Underwriter to join our Consumer Markets Division. This role supports 100% remote work.

As an Underwriter, you’ll play a key role in Pacific Life’s growth and success by evaluating insurance applicants; you’ll correlate all aspects of risk to determine whether to accept, modify or decline applications. You’ll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are crucial to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.

• Review upfront underwriting data and tools.
• Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection.
• Finalize cases.
• Enter medical history data and use system workbenches to process and decision cases.
• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

• 7–10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies.
• Ability to handle advanced decision level authorities without a co‑signature (1 Million or higher).
• Effective written and verbal communication skills with the ability to build relationships both internally and externally.
• Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.
• Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used.
• Ability to develop specific goals, plan, and prioritize work.

• Bachelor’s Degree.
• BGA and Trial Experience Preferred.
• Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU.

Base pay range: $98,190 - $120,010.

Actual compensation will depend on experience, qualifications, and geographic location. Most employees are eligible for additional incentive pay.

• Health, Dental, Vision, and Well‑being Reimbursement Account.
• Generous paid time off options including PTO, holidays, and financial planning time off.
• Paid parental leave and adoption assistance program.
• Competitive 401(k) savings plan with company match and an additional contribution regardless of participation.

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. Qualified individuals with a disability or a disabled veteran have the right to request accommodation if they are unable or limited in their ability to use or access our career center. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Mid‑Senior level

Full‑time

Finance and Sales

Industries:
Insurance