Commercial Product Manager - Remote

Commercial Product Manager – Remote – Mobilitas Insurance

Join us for an opportunity to reinvent commercial insurance in the mobility space with Mobilitas, a CSAA Insurance company.

$/yr – $/yr

We’re looking for motivated, innovative individuals who think big, move fast, and are dedicated to building a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance. We are actively hiring for a Commercial Product Manager to join our large account product and underwriting team.

• Evaluate established and start-up business accounts in rideshare, carshare, subscription auto, autonomous vehicle operations, and other emerging mobility and sharing economy markets.
• Determine account pricing based on risk attributes to attract and retain desirable business while meeting profitability targets.
• Analyze business financials, operations, inventory management, risk controls, employee training, and other key underwriting information.
• Collaborate with Forms, Legal, Finance and Claims teams to identify risk exposures and recommend appropriate insurance solutions.
• Contribute to the design and development of innovative insurance products.
• Assess underwriting profitability through analysis of loss runs, frequency and severity trends, and driver risk profiles.
• Monitor trends in the sharing economy and competitive landscape to develop solutions for emerging exposures.
• Build and maintain strong broker and client relationships, pursuing creative, client‑focused strategies to drive new business opportunities.
• Engage regularly with executives, including negotiating with customers, influencing leaders, and representing the organization in strategic discussions.

• Bachelor’s degree or equivalent combination of education and experience.
• 5–8 years of commercial auto insurance experience.
• 3–5 years of commercial product management or underwriting experience.
• Proven expertise in underwriting and product management for medium to large business accounts.
• Strong knowledge of commercial lines products, contract terms, and regulations related to the sharing economy, mobility or other related sector.
• Experience designing usage‑based insurance products.
• Comprehensive understanding of the insurance product lifecycle, competitive landscape, pricing strategies, profitability drivers, regulatory requirements, and surplus lines regulations.
• Excellent interpersonal and influencing skills.
• Ability to thrive in a fast‑paced environment with strong problem‑solving and multitasking capabilities.
• Self‑starter with a proactive approach to identifying and addressing opportunities and challenges.

• Prior experience with additional commercial insurance lines such as general liability, reinsurance, excess liability, cargo, and property.
• Expertise with alternative risk structures and risk financing, including collateral and credit risk analysis, captive programs, fronting, etc.
• End‑to‑end large account underwriting and account servicing experience.
• CPCU certification or actuarial designation.
• Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross‑functional projects).
• Champions our cultural norms (e.g., willingness to have cameras when it matters, helping onboard new team members, building relationships).
• Demonstrates a company ownership mindset, thinking beyond the boundaries of their own area.
• Travels as needed for the role, including divisional/team meetings and other in‑person meetings.
• Fulfills business needs, which may include investing extra time, helping other teams, etc.

Mobilitas is an equal opportunity employer. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages of their journey with us.

Required:

Must have authorization to work indefinitely in the US.

Remote position. Applicants can work anywhere in the United States except Hawaii and Alaska.

If a reasonable accommodation is needed to participate in the job application or interview process, please contact