Senior Underwriter - Team Lead, Property

Overview

Senior Underwriter - Team Lead, Property – Los Angeles or San Francisco, California

As the world changes and markets become more competitive, and as our clients’ needs become more complex, differentiation at all levels is of utmost importance. The Senior Underwriter in Property plays a critical role in evaluating and underwriting complex property insurance risks, with a deep understanding of risk assessment, pricing, and coverage terms to ensure profitability and adherence to underwriting guidelines.

The Senior Underwriter collaborates closely with brokers and clients to develop customized insurance solutions, manage a diverse portfolio, and drive business growth. Strong analytical skills, industry expertise, and the ability to cultivate lasting relationships are essential for success in this role.

• Provide leadership for the regional property team in the marketing and underwriting of new and renewal business opportunities for retail broker partners, focusing on Property and related product lines, while contributing to special projects as assigned by senior management.
• Lead the future development of the existing underwriting staff and the hiring of future underwriters in the southwest region.
• Contribute to regional planning by developing and executing an annual desk-level underwriting plan.
• Mentor and motivate team underwriters, working with underwriting assistants and other integral members of the team.
• Support the training and onboarding of new hires to foster a knowledgeable team.
• Analyze submission data including applications, policy wording, inspection reports, loss runs, and financial reports to determine degree of risk for each account.
• Utilize advanced underwriting tools and methodologies to evaluate complex property exposures.
• Adhere to underwriting guidelines, authorities and referral requirements as needed by regional management, product management and chief underwriting officers.
• Collaborate with internal colleagues to assess current and prospective risks, including actuarial, claims, legal and risk engineering.
• Provide proactive service with the Middle Office to ensure timely and accurate delivery of quotations, binders, policies and endorsements.
• Cross-sell with other business units to maximize deployment of AXA XL’s capital and broaden product offerings.
• Monitor marketplace trends to stay informed about and ahead of emerging issues and opportunities within the Property sector.
• Maintain compliance with all internal and external underwriting guidelines and legal requirements.
• Assist in portfolio management regarding limit deployment, attachment point aggregation, pricing adequacy and policy terms and conditions.

You will report to Head of Property, West

We’re looking for someone who has these abilities and skills:

Required

Skills and Abilities:

• A bachelor’s degree or equivalent experience
• In-depth Property Underwriting expertise related to solutions to contribute to the underwriting of the full range of Property products.
• Strong insured and broker interaction in assigned geographic territory with the ability to effectively target current and prospective contacts in order to effectively promote offered products.
• The ability to travel a minimum of 25% of the time is anticipated.

Desired

Skills and Abilities:

• Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations.
• Ability to work independently while being an open-minded team player, actively listening to comprehend unique circumstances that require practical and innovative solutions to complex issues.
• Excellent written and oral communication skills to work with both internal teams and external brokers as you will work in a team environment, assisting underwriters and/or deal administrators as part of their overall responsibility.
• Excellent collaborative skills in a fast-paced team-centric environment.
• The ability to demonstrate critical thinking, decision making, and problem-solving skills.

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and…