Senior Underwriter, Commercial

Senior Underwriter, Small Commercial

Join to apply for the Senior Underwriter, Small Commercial role at Liberty Mutual Insurance
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This range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$66,000.00/yr - $/yr

This is a remote position with occasional travel to the Mountain region for in‑person agency visits. The ideal candidate will be located in AZ, UT, CO, NM, NV, WY, or surrounding states. This is a ranged posting. The level offered will be based on candidate experience at the manager’s discretion.

Great underwriters balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, consider joining the underwriting department at Liberty Mutual.

As a Small Commercial Underwriter in property casualty insurance, you’ll develop, grow, and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions, and negotiate deals that maximize profitability and meet business goals.

• Strategic Account Manager – Write new accounts with premiums of $100,000 and below, grow agent and broker relationships, and pursue renewals.
• Problem Solver – Analyze data to determine risk selection, premiums, policies, and conditions, and identify opportunities for improved growth, profit, and diversification.
• Clear Communicator – Maintain relationships with agents and brokers, present proposals, negotiate deals, and obtain approvals.
• Collaborative Teammate – Mentor underwriters in technical and professional capacities, share best practices, and identify continuous improvement opportunities.
• Conscientious Professional – Document account reviews, state‑compliant sign‑offs and referrals, letters of authority, and follow underwriting guidelines.

Experience

• 3–5+ years of commercial lines underwriting experience.
• Experience with multi‑line insurance products.

Skills

• Analytical, problem‑solving capabilities.
• Strong territory management skills.
• Excellent communication skills.
• Aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters.

Knowledge

• Command of insurance finance and actuarial concepts.
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing, and marketplaces, as well as regulatory issues in relevant territories.
• Understanding of contract language, including regulatory and policy differences among applicable states.
• Familiarity with continuous improvement processes and tools.

Education

• A bachelor’s degree in a related field.
• Chartered Property Casual Underwriter or other professional insurance designation preferred.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture.

This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups.

We value your hard work, integrity, and commitment to make things better, and we put people first by offering benefits that support your life and well‑being. To learn more about our benefit offerings please visit:

Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information, or any basis prohibited by federal, state, or local law.

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco