Manager, Credit & Fraud Analytics

Manager, Credit & Fraud Analytics
Location: Remote (Canada)
Department: Risk & Decision Science
Base Salary for the role: $100,000 - $130,000

About the Role

Mogo is on a mission to help our members achieve financial freedom through innovative products and smart technology. As we continue to grow, we're looking for a Manager, Credit & Fraud Analytics to join our high-performing, high-impact team.

In this individual contributor role, you’ll serve as a key player in shaping credit and fraud risk strategies. You’ll own critical analytics functions - from credit provisioning insights to portfolio segmentation - and collaborate across teams to deliver actionable recommendations. Your work will influence long-term financial planning and executive decision-making at the highest level.

What You’ll Do

Portfolio Segmentation & Dashboards: Build and maintain dashboards that segment credit and fraud risk profiles, driving visibility across portfolios.

Ad-Hoc Risk Analytics: Dive deep into large datasets to uncover trends, anomalies, and behavioral drivers impacting portfolio performance and loss provisioning.

Provision Forecasting: Support the forecasting and analysis of credit loss provisions through data-backed insights and strategic commentary.

Competitive & Macroeconomic Tracking: Monitor external market trends and macroeconomic indicators to anticipate emerging risks and opportunities.

Self-Serve Analytics Enablement: Develop tools and frameworks to enable other teams to run their own data queries and analyses efficiently.

Strategic Reporting: Craft clear, compelling data narratives and present findings to senior leadership and cross-functional stakeholders.

What You’ll Bring

3+ years of experience in credit analytics, fraud risk, or related fields (e.g., collections, recoveries, or portfolio management).

Strong proficiency in SQL and Python; familiarity with Looker is a plus

Experience working with large datasets to extract actionable insights.

Ability to communicate complex data in clear, strategic terms to non-technical stakeholders.

A curious mindset and ability to leverage tools and AI to deeply understand trends.

Knowledge of the Canadian subprime lending space is a bonus.

Benefits of working with us:

ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources #LI-Remote

Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account

Stock Options - Have a stake in the company's success through stock options

Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days

Wellbeing Programs - Access counselling services, mental health support, and additional wellness resources