Credit Risk Manager Sr

Description

The Credit Risk Manager Sr is responsible for oversight and administration of credit risk strategy programs for Consumer and Regional Banking. The position plays a key role in the identification and quantifying of credit risks across consumer and business lending segments, leveraging analytical techniques to inform strategy for optimizing risk and return in Huntington’s Consumer and Regional Bank lending portfolios.

Duties & Responsibilities:

• Effectively manage credit risk to support business growth and scale within Huntington’s existing risk appetite.

• Assess current credit performance relative to risk policies and thresholds while highlighting early warning signs and developing risk mitigation strategies.

• Support colleagues on the credit risk segment team by building data sets, performing statistical/data analysis, and documenting results in support of credit risk segment team projects.

• Identify new requests for credit changes or planned use of new models by actively engaging in recurring cross-functional meetings and projects.

• Provide analytical and consultative support on credit risk modeling projects for team colleagues and model stakeholders.

• Develop credit risk analytical reports for committees and project efforts with support from segment risk colleagues and Credit Risk Administration.

• Build functional macros/code and leverage approved AI tools to improve team efficiency in analytical efforts.

• Deliver timely escalation of all issues requiring attention to senior management.

Basic Qualifications:

• Bachelor’s degree

• Minimum of 7 years of experience in Credit, Audit, Compliance, Risk Management or Operational Risk.

• In lieu of a bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered

Preferred Qualifications:

• 5+ years' experience with at least two consumer or regional bank lending verticals including Residential Mortgage, Home Equity, Indirect Auto, Consumer/Small Business Unsecured, Outdoor Power Equipment, Power Sports, Commercial & Industrial, Commercial Real Estate, or Deposit Overdrafts

• Experience working with models or performing analysis to support a financial institution’s underwriting, account management, or collections functions

• Familiarity with credit risk underwriting or collections processes or platforms, model governance standards, and data quality standards

• Solid understanding of factors driving credit risk outcomes for consumer or small business lending portfolios

• Demonstrated ability to convey ideas verbally and in writing with a clear, concise, and organized method appropriate for the intended audience including development of presentations and documents

• Familiarity with AI tools for coding/research

• Ability to work in a fast-paced environment with attention to detail

• Strong analytical problem-solving skills

• Ability to work independently and proactively collaborate with subject matter experts to resolve issues and close any knowledge gaps

• Advanced knowledge of risk management principles and regulatory compliance requirements.

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice:
Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:
Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.