Compliance Analyst & Internal Auditor

Affirm

X, LLC is a financial technology and risk intelligence firm that provides compliance, audit, and operational solutions for financial institutions. Our platform and services help banks, credit unions, and fintech companies manage regulatory compliance, operational risk, and technology modernization.

The Compliance Analyst & Internal Auditor supports the organization’s compliance management system and internal audit program by independently assessing regulatory compliance, operational effectiveness, and risk controls. This role requires a strong understanding of federal regulations applicable to financial institutions, with an emphasis on BSA/AML compliance, FinCEN requirements, and fraud monitoring.

• Compliance & Internal Audit:
  Perform risk-based reviews and audits to evaluate adherence to federal requirements, including BSA/AML, FinCEN guidance, and SAR/CTR processes. Identify gaps and provide risk-based recommendations.
• Regulatory Oversight:
  Support BSA compliance efforts, including independent testing and transaction monitoring. Assist with regulatory examination preparation and documentation.
• Risk Assessment:
  Participate in enterprise-wide risk assessments and collaborate with business units to strengthen internal controls.
• Reporting:
  Prepare detailed audit reports and present findings to management. Track and validate remediation efforts.

• Required:
  
  2–5+ years of experience in compliance, internal audit, or risk management within a financial institution. Knowledge of general federal compliance and BSA/AML regulations as well as experience with independent testing are essential.
• Preferred:
  Professional certifications (CAMS, CRCM, CIA, or CFE) and familiarity with BSA/AML monitoring systems and regulatory agency guidance (FFIEC, FinCEN, FDIC, NCUA, OCC).

Hybrid or remote work options may be available, with limited travel required for onsite audits or examinations.