Underwriter, Finance & Banking
Plano, Collin County, Texas, 75086, USA
Listed on 2026-03-12
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Finance & Banking
Risk Manager/Analyst, Underwriter
Mortgage Underwriter – Multiple Openings
We are seeking experienced Mortgage Underwriters to support loan processing for broker clients. This role is critical in evaluating loan applications, ensuring compliance, and delivering high‑quality underwriting decisions. Ideal candidates are detail‑oriented professionals looking for a long‑term opportunity.
Responsibilities- Review and underwrite loan files for FHA, VA, and conventional products
- Conduct detailed credit reviews and risk assessments
- Underwrite 2–3 initial files daily and 6–8 final approval files (volume‑dependent)
- Collaborate with loan structure and income teams to finalize approvals
- Ensure all loans meet investor, federal, state, and agency guidelines
- Review mortgage applications and supporting documentation for accuracy
- Work with clients to resolve outstanding issues and prepare complete files
- Approve or deny loans in a timely and compliant manner
- 3+ years of mortgage underwriting experience
- Strong knowledge of FHA, HUD, VA, VA IRRRL, VA SAR, and Trums
ID Registration - Proficiency with automated underwriting systems
- Understanding of mortgage regulations, including HMDA
- Experience with Encompass and Excel preferred
- Must meet minimum assessment score requirements
- Loss mitigation or servicing underwriting backgrounds are not eligible
This is a Contract to Hire position based out of Plano, TX.
Pay and BenefitsThe pay range for this position is $31.25 - $31.25/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long‑term disability
Health Spending Account (HSA) - Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type:
This is a fully remote position. Final date to receive applications:
This position is anticipated to close on Mar 20, 2026.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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