External Mortgage Loan Officer

We’re Canvas Credit Union

We’re passionate about transforming financial services. Our members, families, and the communities we call home motivate everything we do. As part of the credit union movement, we believe in providing our members with education, support, and guidance to build strong financial futures.

Canvas "It's About More" Video - You Tube ( - or, visit  )

At Canvas, we’re dedicated to transforming financial services from the inside out. Our culture is a top priority and second to none. We strive to balance hard work and high achievement with a fun, supportive environment.

At Canvas, there are 5 behaviors we live by each day that will continue to help us be known for our heart and our people:

This is the good stuff. Take a look at what sets Canvas apart from other financial institutions:

• We have seriously good benefits! Beyond healthcare, dental, and life insurance, we have a pretty sweet package. Canvas employees get up to a 10% company contribution to their 401(k), generous personal time off, and an employee discount on loans (that includes cars and homes)! This position is commission‑only with expanded incentive compensation opportunities. The listed pay range ($27,144.00-$ - final pay rate will be based on skills, education, experience, and internal equity factors) is subject to additional income potential based on top performing production.
  
  Canvas benefits include:
  • Medical/Dental/Vision Insurance
  • Paid Vacation
  • Paid Sick Time
  • Paid Holidays
  • Paid Wellness Day
  • Paid Volunteer Time
  • Flexible Spending Account
  • Health Savings Account
  • World Class 401(k) Plan
  • Tuition Reimbursement
  • Rate Discounts on Qualifying Loans
  • May be eligible for incentives or discretionary bonus based on results
• To help you reach your goals, we’ve added our Mortgage Coach tool which will help the Canvas External Mortgage Loan Officer drive conversations and educate borrowers on potential scenarios all through a beautiful display.
• This dream job is a career. The External Mortgage Loan Officer is a career at Canvas Credit Union. We invest in developing your skills and promote heavily from within. While we hope you stay with us until you retire, Credit Unions across the country collaborate with each other and hire from within.
• You’ll make dreams come true. We promise we won’t make you wear a fairy godmother costume, but you’ll be feeling like one by the end of the day. You have the distinct honor of helping our members find the home they will build their life, raise their families, and create memories in. What could be better?

The home base for this dream job is up to you! You have the flexibility to work from home as well as any branch in your assigned region. Translation: more friends for you! The following is a sneak peek into what an External Mortgage Loan Officer's day looks like:

• Consult with mortgage applicants to identify financial needs and offer solutions based on a review of income, credit report, collateral, assets and other relevant information. Request the appropriate documentation to make a qualified decision of approval or denial. Review and analyze information to determine if it meets Canvas lending guidelines and Secondary Marketing guidelines.
• Maintain a high level of service, consistency and professionalism by delivering Canvas Core Values to both internal and external members at every touch.
• Ensure exceptional member experience by overseeing loan process from origination to close and provide on-going weekly communication to members and business partners.
• Ensure compliance with industry standards, Canvas standards, state and federal laws and TRID disclosure regulations.
• Confirm rate locks with members and upload pricing worksheets into LOS. Receive Intent to Proceed and documents LOS.
• Upload member documentation into mortgage loan operating system.
• Submit complete and accurate loan application to processing.
• Re-disclose Loan Estimate based on TRID regulations and document necessary fields in LOS.
• Return member phone calls and emails the same day, but no later than the next business day after the message is received.
• Establish relationships with Realtors, Builders, Financial…