Risk Management Analyst

Risk Management Analyst – Acorns

Work Type: Remote (Optional office access in Irvine, CA)
Salary Range: $95,000 – $110,000 per year

Acorns is seeking a Risk Management Analyst to join its Financial Risk team. In this role, you will develop and implement scalable risk strategies related to money movement and referral programs
, ensuring that risk mitigation supports both company growth and a positive customer experience.

You will collaborate closely with cross-functional teams to integrate risk-based decision-making into product development and operational processes
, helping maintain strong financial risk controls across the organization.

• Develop and implement scalable strategies to mitigate financial risks related to money movement and referral programs
  .

• Ensure risk mitigation practices support both business growth and customer experience.

• Partner with teams across:

  • Banking

  • Investment

  • Analytics

  • Data Science

  • Product

• Align risk management strategies with company initiatives and product roadmaps.

• Query and analyze complex datasets to transform raw data into actionable insights.

• Build automated processes that improve analytical rigor in risk and product initiatives.

• Define and monitor key performance indicators (KPIs) on a daily, weekly, and monthly basis
  .

• Identify anomalies and elevate risks when necessary.

• Optimize strategies to reduce financial losses while maintaining acceptable customer false-positive rates.

• Develop a strong understanding of the technical infrastructure supporting core financial products
  .

• Identify potential vulnerabilities and recommend improvements.

• Contribute to reducing financial losses and operational risk.

• Ensure the company’s risk practices remain best-in-class and customer-focused
  .

• Bachelor’s degree in:

  • Business

  • Finance

  • Mathematics

  • Or another technical field.

• 3–5 years of experience in an analytical, operational, or risk-focused role.

• Experience with in a financial institution or fintech environment preferred
  .

• Strong analytical and problem-solving capabilities.

• Ability to transform complex datasets into scalable solutions and automated processes.

• Experience querying and analyzing large data environments.

• Strong attention to detail and execution.

• Ability to collaborate with cross-functional teams.

• Passion for solving complex financial and societal challenges.

• Strong motivation to deliver high-impact solutions.

Acorns offers a competitive compensation and benefits package, including:

• Competitive salary and stock options

• Comprehensive health benefits for employees and families

• Flexible remote work environment

• 401(k) matching

• Monthly Acorns account contributions

• GoHenry accounts for family financial education

• Access to wellness platforms such as:

  • Headspace

  • Addition Wealth

• Acorns Career Development Program

• Leadership training through the Roots Leadership Program

• Ongoing training and development resources

• Company events and virtual gatherings

• Collaborative and mission-driven work environment

• Opportunities to contribute to meaningful financial innovation

Acorns participates in E-Verify to confirm employment eligibility for all newly hired employees.