Underwriter, Finance & Banking
Plano, Collin County, Texas, 75086, USA
Listed on 2026-03-07
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Finance & Banking
Underwriter, Risk Manager/Analyst
We're hiring experienced Mortgage Underwriters to support broker‑submitted loans and ensure high‑quality, compliant decisions. Ideal candidates are detail‑oriented, collaborative, and experienced with FHA, VA, and conventional underwriting.
Responsibilities- Underwrite broker loan files for FHA, VA, and conventional products.
- Review and analyze credit, income, assets, and documentation for accuracy and compliance.
- Complete 2-3 initial and 6-8 final files per day (volume dependent).
- Collaborate with loan structure, income teams, and compliance partners.
- Ensure adherence to investor and agency guidelines:
FHA, HUD, VA, VA IRRRL, VA SAR, Trums
ID Registration
. - Approve/deny loans and resolve outstanding documentation or guideline issues.
- Maintain consistent quality and meet all regulatory requirements.
- 3+ years of mortgage underwriting experience (required).
- Strong knowledge of FHA, VA, conventional guidelines.
- Experience with HUD, VA IRRRL, VA SAR, Trums
ID Registration
. - Proficiency with automated underwriting systems;
Encompass & Excel preferred. - Understanding of federal/state regulations, including HMDA
. - Minimum assessment score:
15
. - Not eligible:
Loss mitigation or servicing underwriters.
This is a Contract to Hire position based out of Plano, TX.
Pay and BenefitsThe pay range for this position is $31.25 - $31.25/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
This is a fully remote position.
Final date to receive applicationsThis position is anticipated to close on Mar 17, 2026.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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