Investment Officer

Investment Officer

Investment Department

50 Amica Way, Lincoln, RI 02865

Thank you for considering Amica as part of your career journey, where your future is our business
.

At Amica, we strive to build a culture of belonging where employees are encouraged to share their unique experience to enrich our workplace, strengthen our company’s mission and broaden our vision of what’s possible. We’re focused on creating a workplace that works for all. We’ll continue to provide training, guidance, and resources to make Amica a true place of belonging for all employees.

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As a mutual company, our people are our priority. We seek differences of opinion, life experience and perspective to represent the diversity of our policyholders and achieve the best possible outcomes. Our office located in Lincoln, RI is seeking a Senior Fixed Income Credit Analyst to join the team!

The Investment Officer is responsible for evaluating, monitoring, and making recommendations on fixed income investments within the insurance company’s general account portfolio. This role plays a critical part in ensuring the company achieves its investment objectives of preserving capital, generating stable returns, and maintaining compliance with regulatory and rating agency requirements.

• Conduct rigorous, in‑depth fundamental credit analysis of U.S. and global investment‑grade public corporate issuers and securities across all major sectors.
• Evaluate issuer financial statements, capital structures, liquidity profiles, management quality, business models, competitive positioning, and industry dynamics to form forward‑looking credit opinions.
• Monitor and assess rating agency actions, outlooks, and methodologies, incorporating implications for credit risk, NAIC designation, and regulatory capital treatment.
• Analyze macroeconomic conditions, interest rate movements, and credit market trends to inform sector outlooks, relative value assessments, and portfolio positioning.
• Identify relative value opportunities across sectors, issuers, maturities, and capital structures within the investment‑grade corporate bond market.
• Develop, document, and present clear buy/hold/sell recommendations to portfolio management, supported by thorough credit rationale and downside risk assessment.
• Ensure all investment recommendations align with the company’s risk tolerance, asset‑liability management (ALM) objectives, liquidity needs, and insurance regulatory guidelines, including RBC considerations.
• Monitor existing portfolio holdings for changes in credit quality, financial performance, covenant compliance, and emerging risks, proactively identifying improving or deteriorating credit trends.
• Execute and monitor trades in coordination with portfolio management, ensuring adherence to portfolio strategy, internal investment guidelines, and prevailing market conditions.
• Perform analytical tracking of individual securities and portfolios, including spread performance, total return attribution, and exposure concentrations.
• Assist in the preparation of portfolio statistics, transaction summaries, and investment commentary for internal reporting and governance purposes.
• Collaborate closely with portfolio managers, risk management, accounting, and operations teams to support accurate investment reporting and effective portfolio oversight.
• Evaluate and recommend enhancements to research tools, analytics platforms, and data providers to improve credit research depth, efficiency, and decision‑making.
• Serve as a senior contributor within the investment team, providing mentorship, insight, and market perspective as appropriate.

The 37.5‑hour work week is scheduled from Monday through Friday, between the core hours of 8:00 AM and 5:00 PM.

A hybrid schedule will be available once trained to work independently, with three days reporting to our Lincoln, RI office and two days working from home.

This role does not currently offer employment visa sponsorship.

• Medical, dental, vision coverage, short‑ and long‑term disability, and life insurance
• Paid…