Team Mortgage Loan Originator - Portugues Speaking

Description

Are you interested in joining a remote, high-volume mortgage team that offers stability, ongoing training opportunities, and a client experience-focused culture? We're hiring a Team MLO who will support our loan origination staff in the qualification of clients for mortgage loans. The ideal candidate has a background in either a Loan Officer Assistant or a Mortgage Loan Processor role. If you are good with numbers, enjoy putting the puzzle pieces together to help clients qualify for a loan, and have a solid grasp of agency and loan program guidelines for CONV, FHA, VA, and jumbo loans, please apply today!

Note:

This is a remote position requiring the standard hours of 8am-5pm MST. Participation in a monthly rotating on-call weekend support schedule 1-2x/month is required for this position. Considered candidates MUST speak Portuguese.

Responsibilities

* Communicate with clients via email to obtain the documentation necessary to determine prequalification status.

* Determine client qualifications and make recommendations for loan structuring based on client's goals for their home loan.

* Assemble and review the loan documentation required for processing such as 1003s, W2s, tax returns, bank statements, credit reports, VOEs, etc.

* Verify all loan package documentation received is accurate and complete in accordance with company policy and procedures and report any discrepancies to the loan originator.

* Pull credit, prepare income calculations, and run AUS (DU/LP).

* Protect the client's earnest money by accurately prequalifying the loan.

Minimum Qualifications:

* High school diploma or GED.

* 1+ years of experience working in a remote setting.

* 1+ years of experience working in a Loan Officer Assistant, Loan Processor, or similar role.

* Excellent written and verbal communication skills.

* Excellent grasp of agency and loan program guidelines for CONV, FHA, VA, and jumbo loans.

* Intermediate proficiency with the Microsoft Office Suite.

* Intermediate proficiency with Encompass.

* Experience working for a high-volume team with a focus on both new build and retail transactions.

* A designated work-from-home space free from interruption.

* Must work a schedule of 8am-5pm MST, M-F.

* Willingness to participate in a rotating on-call weekend shift 1-2x/month.

* Licensure with the NMLS. If not currently licensed, must be willing to obtain NMLS licensure within 6 months of being hired. Company will reimburse for initial licensing fees if not currently licensed. (Employee is responsible for ongoing licensing costs.)

Preferred Qualifications:

* Associate's or Bachelor's degree.

* 2+ years of experience working in a remote setting.

* 3+ years of experience working in a Loan Officer Assistant, Loan Processor, or similar role.

* Advanced proficiency with the Microsoft Office Suite.

* Advanced proficiency with Encompass.

Benefits:

This position offers benefits including, but not limited to:

* Medical, dental, and vision insurance

* 401k with a company match

* 12 Days of PTO (prorated based on hire date)

* Company holidays

Compensation

$65,000 - $75,000 yearly, inclusive of per-file bonus