Portfolio Management Analyst

Portfolio Management Analyst

Final date to receive applications: 27 February 2026

Department: Finance

Employment Type: Permanent

Location: Central London

Reporting To: Credit and Operations Director

Compensation: £30,000 - £36,000 / year

Reports to: Credit and Operations Director

Location: London – Office based with some work from home flexibility

Job Type: Full time, permanent

Experience required: Relevant degree, qualification or equivalent

The Company: Pluto Finance is a flexible and progressive real estate lending business that understands the needs of developers and investors of all sizes.

We are a leading provider of development, bridging and investment finance for property developers and investors in England and Wales. We have been lending since 2011 and in that time, we have provided over £3bn of loans and funded the construction of over 10,000 new homes.

We raise institutional capital into our private credit funds - each fund backing a specific lending strategy. Investors include pension funds, insurance companies and asset managers. We have capital commitments to allow us to provide over £750m of new lending origination per year.

Our people are our most valued asset. We look to attract and retain, intelligent, passionate, problem solvers, who act with integrity, flexibility, and transparency, in line with our company’s core values. It is our employees’ commitment to their work and their clients, which will enable them to achieve their ambitions, and in turn, ours too.

We are seeking a bright, diligent, and highly organised Portfolio Management Analyst to join our fast-paced lending team.

In this role, you will support the ongoing management, monitoring, and reporting of the loan portfolio, helping to ensure covenant compliance, accurate data management, proactive risk oversight, and effective coordination across portfolio, credit, and origination functions.

This is an excellent opportunity for someone looking to develop expertise in real estate and development lending while playing a key role in ensuring the smooth operation of post-completion loan activities.

• Monitor and manage loan covenants and conditions subsequent, maintaining clear trackers and controls.
• Maintain the master portfolio schedule, ensuring loan expiries, amendments, and guarantees are accurately recorded.
• Monitor interest servicing and amortisation payments, reviewing repayment activity and performance.
• Undertake proactive red-flag monitoring and escalate emerging risks appropriately.
• Support portfolio monitoring meetings alongside senior asset management, documenting key actions and updates.

• Manage lease consent processes for commercial assets.
• Coordinate and track consents relating to easements, sub-stations, and other asset-specific requirements.
• Support and manage sales consent processes in line with loan documentation.

• Set up and maintain sales trackers at loan closing.
• Request and review monthly sales updates from borrowers.
• Monitor performance against agreed assumptions, reporting exchanges and completions accurately.

• Provide research and targeted support to the credit and origination teams.
• Assist with preparation of credit proposals and supporting documentation.
• Support loan extensions and amendments using template-based documentation where required.

• Manage the KYC process for pipeline loans, ensuring timely completion and accurate record keeping.
• Maintain and update CRM systems, ensuring portfolio and borrower information remains current.
• Contribute to continuous improvement of portfolio monitoring processes.

The ideal candidate will be highly organised, detail-oriented, and confident in managing multiple loans, deadlines, and stakeholders simultaneously.

You will demonstrate strong analytical and data management skills, with a proactive and risk-aware mindset.

A relevant degree or qualification within real estate lending, development finance, or asset management would be advantageous. Familiarity with CRM systems and portfolio tracking tools advantageous, but not necessary.

You will be a confident communicator, comfortable liaising with internal teams and external counter parties, and able to identify and resolve issues before they escalate.

In return, we offer a competitive salary package, private medical insurance, employee assistance programme and discounts through the Perks at Work shopping portal.

If you feel you have the skills, knowledge, and experience to succeed in this role, we encourage you to apply as soon as possible.

Closing date for applications will be Friday 27th February.

This role is expected to be popular, and we may close applications early if we receive a high volume of interest, to ensure we can still offer the best candidate experience.

Closing note:
This description reflects the current requirements and may be updated as needed.