Commercial Real Estate Risk Officer

Job Title:
Commercial Real Estate Risk Officer

Corporate

Title:

Assistant Vice President

Location:
New York

The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank's Commercial Real Estate Group. In particular, the Risk Officer is responsible for handling approvals for all real estate related transactions to be securitized or retained on the balance sheet. Additional tasks include setting and monitoring counter party credit limits, negotiating loan terms, reviewing due diligence and underwriting, and interfacing with senior management and business personnel.

You will be expected to analyze and recommend approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized and transitional properties. The Risk Officer will act as the primary intermediary between the business units, department heads, and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors.

Experience with internal and external audit coordination is required.

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
• Educational resources, matching gift and volunteer programs
• An environment that encourages networking and collaboration across functions and businesses

• Analyze/assess and recommend credit approval/declines, or suggest new loan terms for proposed commercial real estate transactions slated for securitization, warehouse lending, or the balance sheet portfolio involving stabilized and transitional properties;
• Perform property level due diligence including cash flow analysis, site inspections, and reviews of legal documents and third‑party reports;
• Review and write recommendations to obtain approval for new loans, annual reviews, loan amendments and collateral updates;
• Monitor/Manage Risk Retention portfolio, including regular reviews and risk assessment;
• Interact with internal business unit personnel to prepare credit reports and due diligence documentation that support DB's business strategies while operating within the constraints of DB's risk appetite for commercial real estate in a manner consistent with its policies and procedures;
• Maintain data integrity for all names / transactions in IT systems and assist and at times lead CRM – CRE's interactions with internal/external auditors and regulatory authorities and other DB infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)

• 5‑7 years relevant commercial real estate finance experience
• CMBS / Balance sheet lending experience
• Ability to analyze/review structured loans
• Experience working with internal and external auditors

• Highly motivated with ability to work independently
• Excellent verbal and written communication skills
• Ability to multi‑task
• Attention to detail
• Structured lending experience
• Self‑starter with a high level of integrity

It is the Bank's expectation that employees hired into this role will work in the New York City office in accordance with the Bank's hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

Position is available to work in New York City office.

The salary range for this position in New York City is $100,000 to $142,250. Actual salaries may be based on a number of factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

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