Team Leader Scorecard Credit

Overview

Empowered to live. Inspired to work.
Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.

How we support you:

• Hybrid model - up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
• Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Mentorship programs
• Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)
• Professional membership/certification reimbursement and more!

Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs.

To learn more about Compeer Financial visit

This position offers a hybrid work option up to 50% remote and is open to any Compeer office location in Illinois, Minnesota and Wisconsin.

This position oversees the credit scorecard operations of an assigned team, focusing on credit administration, loan verification and processing, approvals within delegated authority, and monitoring and reporting of credit activity across the organization's scorecard portfolio and relevant business units. The role supports the development and structuring of credit scorecard programs and contributes to process improvements aimed at delivering excellent service, ensuring effective credit administration, and maintaining strong credit quality with appropriate risk-adjusted returns.

It guides and supports team members within the assigned group, including assisting with recruitment, fostering professional development, providing feedback, and encouraging motivation. A key priority is promoting high levels of team engagement and cultivating a positive and collaborative work environment.

Leadership and Management

• Supports the implementation of strategies and tactics for the organization's scorecard program and team, aligning with department goals.
• Oversees adherence to department policies, procedures, and practices to ensure consistency and compliance.
• Guides and supports team members through coaching, training, and feedback to foster professional development and engagement.
• Responsible for selecting, developing, motivating, engaging, educating, evaluating, and compensating direct reports within the department.

Credit Administration and Reporting

• Monitors monthly scorecard lending performance and ensures the accuracy of financial, collateral, and loan classifications.
• Supports the team in making credit exception decisions and provides training on the use of scorecard lending tools.
• Acts as a key resource for audit-related matters and collaborates with internal and external stakeholders to enhance credit processes.
• Implements and maintains scorecard lending policies and procedures.

Client Service

• Oversees the timely turnaround of credit scoring requests to ensure prompt and accurate service delivery.
• Provides education and guidance to lending partners on automated decision-making tools and processes.
• Supports organizational goals, including market share growth, by collaborating with other departments to deliver products and services effectively.

Automated Decisioning Expertise

• Keeps up to date with industry trends to ensure the organization remains competitive and compliant.
• Provides education and guidance to lending partners on automated decisioning tools and processes.
• Serves as the primary point of contact for credit bureau vendors, maintaining positive relationships and ensuring proper use of data.

• Bachelor's degree in agricultural economics, finance, accounting, business administration or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
• Intermediate level of experience in agriculture or finance required with 3-5 years of agricultural credit experience preferred.
• One or more leadership and management experience preferred.
• Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit.
• Advanced understanding of the organization's automated lending platform system and related models.
• Advanced understanding of decision strategies used in automated decisioning.
• Knowledge of credit processing and servicing activities, accounting principles and…