Financial Advisor, Registered Investment Advisor Representative

Position: Financial Advisor, Registered Investment Advisor Representative - $ 100,000 - 140,000/yr
Financial Advisor, Registered Investment Advisor Representative -
Fiduciary Financial Planning and Wealth Management Services
Location: Webster Groves, MO.
Job Type: Full-Time.
Shift: 1st shift.
Schedule: 8:30 am to 4:30 pm - Monday thru Friday. Occasional evening and weekend hours based on clients' needs.
Work Location: In-office. This is not a hybrid or remote position.
Salary: Current rate, plus up to 15% and percentage of assets. Initial salary based on experience and certifications.
Benefits: Medical, Dental, Life Insurance, 401K and PTO. Equity ownership opportunity.
Relocation: Not available.

Position Summary:
We provide fee-only, fiduciary financial planning and wealth management services to individuals, families, and other entities. These services include asset management, retirement planning, estate planning, and comprehensive financial planning, with a stated goal of providing objective advice and customized strategies to our clients. Our clients are retired individuals and those within 5 years of retirement. For this position you must be a true fiduciary, committed to delivering objective, client-first financial guidance.

We are seeking a highly motivated, and driven individual who has an existing book of business you may eventually transition to our firm.
This position requires a blend of knowledgeable and friendly one-on-one personal service abilities including, comprehensive financial planning, investment management, ongoing client communication, and direct collaboration with our internal team to deliver a seamless and exceptional client experience.

Required Qualifications:

• CFP certification (active and in good standing).
• You must be a Registered Investment Advisor.

Key Responsibilities:
Role Focus

• Deliver knowledgeable, empathetic, patient, and proactive service to pre-retiree and retiree clients.
• Manage onboarding, custodial processes, and complex account servicing.
• Support our advisors with accuracy, communication clarity, and fiduciary integrity.
• Handle sensitive financial situations involving retirement income, RMDs, transfers, estates, and cash flow needs.

Client Relationship Management

• Serve as the primary advisor for a dedicated group of client households.
• Build deep, trusting relationships with retirees, near-retirees, and multigenerational families.
• Conduct financial planning and investment review meetings independently.
• Provide guidance on retirement planning, tax strategies, estate planning, cash flow, charitable giving, and risk management.

Financial Planning & Investment Management

• Create and maintain comprehensive financial plans using firm-approved planning software.
• Develop customized retirement income strategies, including Social Security and withdrawal planning.
• Oversee investment portfolios aligned with the firm's philosophy and risk management framework.
• Present investment strategies and recommendations in a clear, client-friendly manner.

Business Development & Practice Growth

• Cultivate new client relationships through referrals, networking, and professional engagement.
• Transition (if applicable) an existing book of business to the firm, adhering to regulatory and ethical standards.
• Participate in firm marketing initiatives, educational events, and thought leadership efforts.

Compliance & Fiduciary Standards

• Operate with strict adherence to fiduciary duty, firm policies, and regulatory guidelines.
• Maintain accurate documentation, meeting notes, and client records within CRM and custodial systems.
• Hold and maintain active Series 65 licensing (or equivalent).

Collaboration & Teamwork

• Work closely with client service teams to ensure exceptional operational support.
• Contribute to internal discussions around planning strategies, investment philosophy, and client experience improvements.
• Mentor junior team members as needed.

Required Qualifications:

• CFP certification (active and in good standing).
• Bachelor's degree in finance, business, economics, or related field.
• 7–10+ years of experience directly advising clients in a fee-only RIA environment.
• Series 65 (active) or the ability to obtain before start date.
• Demonstrated ability to independently manage and deepen client relationships.
• Strong knowledge of…