Consumer Loan Funder

Porterville, 268 N Main St, Porterville, California, United States of America

The Consumer Loan Funder is responsible for checking, sorting and compiling data relevant to loan applications with an important role in the estimation of liabilities as well as the assets relevant for processing customers' loan applications. The Consumer Loan Funder reviews loan applicants' credit reports, income and collateral. This position is a unionized position through the Communication Workers of America.

• Performs quality assurance to ensure compliance standards are met
• Follows-up with outside sources on any missing or questionable documentation and communicates loan status to involved parties
• Maintains excellent customer services standards with both internal and external customers
• Maintains a case load of multiple loans, accumulates reviews and analyzes documents throughout the loan submission
• Prepare documents and input information into ACH system in order to compensate dealerships for purchased contracts
• Disburses loans per underwriting guidelines/instruction
• Interact with dealership personnel and Beneficial State representatives regarding dealership requests and issues
• Performs daily follow-up on pending loans through written and/or oral communication
• Maintain and produce various reports for department
• Process and mails adverse action notices
• Punctual, regular, and consistent attendance

The position performs duties specific to the position and other functions as assigned.

• Time Management
• Task Management
• Initiative
• Effective communication
• Advanced Problem
  -Solving

The incumbent is in a non-confined office-type setting in which they are free to move about  may include some minor annoyances such as noise, odors, drafts, etc. Work may also be performed at home depending on the requirements. Employee is required to have an environment when working at home that has a high-speed internet connection and environment conducive to frequent phone or internet calls.

The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 10 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.

The incumbent for this position may operate any or all of the following: personal computer, cellular telephone, printer, fax, and other standard office equipment.

The incumbent in this position must be able to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

The work environment characteristics, physical and mental demands described here are representative of those an employee encounters while performing the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Team-oriented, approachable and work well with others
• Possess strong oral and written communication skills
• Strong math and problem-solving skills
• Detail oriented and above average data entry skills
• Proficient in use of Microsoft Office applications.

Preferred Qualifications

The posted pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role but may include ranges from the different geographies where this position may be based. New employees' starting pay is usually from the start of the range to approximately 25% of the max, more qualified and/or experienced employees may start near the middle of the range for their geography.

We may ultimately pay more or less than this range.

Compensation for our organization is based on factors that include the role, required knowledge, skills, abilities and competencies, and candidates’ relevant education, qualifications, certifications, experience, skills, seniority, location,…