Senior Credit Analyst

Overview

About The Role & Team
Be you, be here, be part of the story!
At The Walt Disney Company, magic is more than just a word; it's a way of life. For a century, we've been inspiring imaginations, celebrating diversity, and bringing families together through our beloved stories, characters, and experiences. From our iconic theme parks and resorts to our groundbreaking films, television shows, interactive media and products, we're dedicated to creating magic that knows no bounds.

We are looking for a Senior Credit Analyst to join our Credit and Collections team here at Disney! Corporate Credit to Cash is a Center of Excellence that oversees the entire order to cash function for The Walt Disney Company and its subsidiaries. This organization is broken down further into distinct towers with emphasis in Customer Master Data Management, Credit, Billing, Cash Application and Collections.

It is the purpose of the Credit to Cash organization to maximize profitable sales, optimize cash flow, and minimize bad debt loss. The Credit Tower in particular has the role of reviewing a counter party’s level of risk, often through the analysis of financial statements, with the ultimate goal of mitigating risk when and where possible. It is the responsibility of the Senior Credit Analyst to exhibit professional excellence by building customer & cross-department relationships and communicating clearly and responsibly.

The Senior Credit Analyst complies with Corporate Policy and Procedures through the completion of complex credit reviews and collaborates with internal and external stakeholders to ensure that sales and purchases are credit assessed, and evaluations are published in a timely manner. Furthermore, the Senior Credit Analyst ensures that systems containing credit risk information are updated to support accounts receivable reporting, portfolio analysis, bad debt reserves recommendations, and collaboration across the enterprise.

They may also be involved in assisting or negotiating with managing security instruments such as standby letters of credit. In addition, responsibilities include mentoring, training, and overseeing the quality of the Credit Analysts’ work. Join us in shaping the magic behind the scenes!

Please note
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This is an office-based role. 4 days working in the Hammersmith, London office with 1 day working from home (Monday or Friday).

• Conduct due diligence of companies for new credit requests, sales orders, and company policy-mandated reviews
• Analyze credit worthiness of current and potential customers and grant credit within approval authority as necessary
• Conduct thorough financial statement analysis and assessment of credit requests and present findings to leaders and stakeholders
• Monitor risky customers on a regular cadence and update recommendations as appropriate
• Take responsibility of specific portfolios and become a subject matter expert in those businesses or industries
• As needed, meet and discuss with customers and business leaders, as well as recommend risk mitigation, which could include Letters of Credit, guarantees, securitization, and/or deal and payment structure
• Prepare and communicate credit recommendations and pull reports from service providers
• Participate in the development and implementation of new technologies to improve efficiency and effectiveness
• When applicable, update Disney order approval systems as well as internal departmental systems
• Contribute to the completion of monthly and quarterly reports, reserve recommendations, Treasury Rep letter, Global Exposure report, as well as the preparation of credit portfolio reports
• Manage expectations and maintain clear communication with internal and external stakeholders in a high email volume environment
• Engage with executive leadership as necessary
• Provide input in process changes
• Represent the Credit Team in meetings as needed
• May lead certain project initiatives
• Review and approve credit reviews of the Credit Analysts to ensure that credit reviews are accurate and well written
• Mentor Credit Analysts and provide guidance on business processes, observations, and risk conclusions to develop the credit analysts’ skills
• Par…