BSA Analyst - Hybrid Remote

Company Overview

Be a part of one of the most successful financial institutions in the country! Star One Credit Union is one of Silicon Valley's largest, member-owned financial institutions. Star One offers financial services to more than 129,000 members worldwide. With assets over $9 billion, Star One is ranked 19th in total assets among over 4,900 credit unions nationally. For ten years in a row, Star One has been ranked #1 by America's Credit Unions for providing the highest direct financial benefit to the members we serve.

• 401(k) Plan, Match, and Profit Sharing
• Annual Wellness Benefit
• Education Assistance
• Employee Loan Discounts
• Medical, Dental, and Vision (Effective date of hire)
• Paid Holidays
• Paid Time Off Program
• Staff Incentive Variable Pay (Bonus)

Bank Secrecy Act (BSA) Analyst

8:30 a.m.

- 5:15 p.m. Monday through Friday (employees working the Friday evening rotation are scheduled to 6:00 p.m.) and rotating Saturdays 7:30 a.m. – 4:00 p.m. with a day off during the week.

$72,100 - $99,100, which is base pay.

• Works independently and as part of a team to complete the daily review and execution of processes and investigations related to BSA and AML.
• Supports the daily processing, monitoring, and analysis of dormancy reports, close monitoring, BSA/AML reports and alerts.
• Prepares all necessary FinCEN and government filings, including SARs and CTRs, as required and within established time frames.
• Monitors member accounts in the BSA/AML platform and performs reviews of high-risk customers.
• Alerts the BSA-Fraud Prevention Manager of any accounts that pose a high risk to the credit union and takes appropriate action.
• Completes OFAC and FinCEN database scanning as applicable.
• Obtains and researches required documentation and other information pertinent to individual cases. Adheres to legal requirements and responsibilities in accordance with the law.
• Works with Support Services to respond to law enforcement agency inquiries regarding fraudulent or criminal matters and prepares and responds to incoming subpoenas and search warrants from law enforcement agencies.
• Acts as a liaison with law enforcement (federal, state and local) and social service agencies by providing detailed information and pursue prosecution/restitution as appropriate. Supports fraud prevention, processing, and mitigation efforts, as needed.
• Interacts with members, staff, and related vendors, and employs collection efforts to ensure repayment and mitigation of losses to the Credit Union.
• Performs other job-related duties as assigned.

• Requires four to six (4-6) years of relevant and progressive financial services experience.
• Bachelor’s degree in business administration, Accounting, Finance, or the equivalent level of education and experience in BSA, AML and fraud.
• ACAMS - Certified Know Your Customer Associate (CKYCA) - Preferred.

• Requires strong knowledge of BSA/AML requirements, check regulations and strong research/problem solving skills.
• Understanding of complex financial institution practices, policies, procedures and regulations.
• Strong written and verbal communication skills required.
• Must be analytical, detail oriented and organized.
• Ability to effectively address multiple tasks/priorities and work independently with limited supervision.
• Must be a strong team player with the ability to provide courteous, friendly, and excellent member service in a fast-paced environment.
• Requires proficiency with Microsoft Office to include Excel, Outlook, PowerPoint, Teams and Word.

MUST HAVE GOOD CREDIT.

We are a proud Equal Opportunity/AAP Employer M/F/Vet/Disabled.