Loan Processor

Title - Home Loan Processor

Duration - 3+ months contract

Location - Atlanta, GA

• Sort and label documents in a mortgage loan file in a paperless loan origination system.
• Review mortgage loan disclosures to confirm compliance and initiate re‑disclosure if applicable to ensure loan meets various regulatory requirements.
• Submit requests for title reports, flood certificates, condominium questionnaires, appraisals, verifications for employment, and verifications of deposit, from third‑party vendors.
• Communicate expected mortgage application timelines and deadlines with third‑party vendors upon ordering documents.
• Initiate follow‑up of orders from third‑party vendors.
• Review documentation such as paystubs, tax returns, credit reports, bank statements, title reports, and appraisals for accuracy and initiate corrections if needed.
• Maintain contact and coordinate activities between borrowers, agents, attorneys, and Home Loan Specialists/Consultants throughout the mortgage application approval process via email and telephone.
• Develop a strong understanding and keep abreast of Clientand mortgage insurance company guidelines and information related to federal or state mortgage compliance.
• Assist the processor with tasks during the processing of home loan applications as needed.
• Submit mortgage loan files for underwriting approval and follow up with applicable parties on outstanding loan conditions.
• Adverse mortgage loan applications and issue denial and loan cancellation letters, when appropriate.

• This description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned.
• This job description is subject to change at any time.
• Position may offer work from home opportunities, pending specific performance and departmental needs.

• High school diploma or equivalent
• 2+ years' work experience in financial services or related field
• This role is subject to SAFE ACT requirements (NMLS)
• Ability to competently work in a fast‑paced environment coordinating activities with internal staff, members, and third‑party vendors
• Excellent communication skills, both oral and written
• Must possess good analytical and organizational skills, be detail oriented, and able to work independently or in a team environment with minimal supervision
• Computer skills with proficiency in MS Word, Excel, and Outlook
• Ability to adapt to change
• Complies with all policies and procedures including those related to Bank Secrecy Act regulations

• Bachelor's degree in business or related field
• 2+ years of mortgage loan processing experience using Client guidelines
• Client Desktop underwriter experience
• Knowledge of federal regulations including but not limited to: RESPA, HMDA, ECOA, FCRA, FDPA, and REG Z
• Knowledge of mortgage lending programs including FHA, VA, and various industry investor mortgages